You're invited!
Retirement is Within Reach
Join us for a complimentary, gourmet dinner and eye-opening retirement discussion. We’ll discuss how to help protect your life savings from taxes, inflation, and market risk—and avoid costly mistakes many retirees don’t see until it’s too late.
- "Am I going to outlive my money?"
- "Do I actually have a plan… or just a portfolio?"
- "What if I’m doing everything right… but it’s not enough?"
Get the answers to your biggest questions—and walk away with clarity, confidence, and the information you need to help you create a strategy that’s built for today’s market realities.
Secure your spot and learn ways to help protect what you’ve built. Complimentary dinner included. No cost. No pressure. Just clear answers.
Join us FOR DINNER. Leave with INSIGHTS TO HELP CREATE a MORE EFFECTIVE retirement strategy.
- Dates
– Monday, June 30 at 6:15 p.m.
– Tuesday, July 1 at 6:15 p.m.
- Location
Okeechobee Steakhouse
2854 Okeechobee Blvd, West Palm Beach, FL 33409
At this dinner seminar, we'll discuss:
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Will My Money Last?
Strategies designed to create reliable retirement income that can last 25+ years — without guesswork or outdated rules.
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How to Pay Less in Retirement Taxes
Explore strategic moves—like Roth conversions—that can help lower your tax bill in retirement and help you keep more of your income working for you.
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The Right Time to Take Social Security
Claiming at the wrong time could cost you. We'll discuss ways to help optimize your benefits based on your broader income strategy.
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Why Some Retirement Plans May Fall Short
Traditional advice often ignores inflation, taxes, and longevity. Get to know what modern retirees need to help them succeed.
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The Shift from Saving to Spending
Distribution planning is different. Discover how to draw income without derailing your long-term goals.
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Protecting Your Family and Your Legacy
See how how to structure your plan to help preserve wealth, potentially minimize taxes, and support the people and causes you care about.
You Saved Well for Retirement. But Could Mistakes Affect the Next 25+ Years?
You spent your career building your savings. But retirement isn’t just about what you’ve saved—it’s about what you keep.
Most people don’t lose their wealth in one bad day. But some lose more than they need to, slowly—to taxes, inflation, and unclear income planning.
If you’re retired or nearing retirement, this dinner event is a chance to help uncover the gaps, risks, and opportunities in your current plan.
There's no better time to reevaluate your retirement income plan to help ensure you won't outlive your hard-earned money.
Why Attend?
01
Preparedness
People thinking ahead and preparing for an early retirement or looking to reach their goals and live the lifestyle they envision.
02
Preservation
Pre-retirees or retirees who have done a really good job at saving for retirement and want to help ensure they don’t outlive their savings.
03
Confidence
Those who don’t currently have a retirement strategy in place or are looking for a second opinion to make sure they have considered all the strategies available to them.
Protect your financial future.
This event will reveal some common risks many retirees don’t even know they’re exposed to—until it’s too late. Start protecting your future with a seat at this eye-opening seminar.
Proactive Social Security Strategies
Crucial timing strategies for claiming Social Security many people overlook.
How to avoid the retirement tax traps that catch many retirees off guard.
Investment Strategies for Volatile Markets
Why a market downturn in early retirement can disrupt your income plan.
Longevity & Income Planning
How to build an income strategy that adjusts for inflation and longer lifespans.
Your EXPERIENCED Presenter
Nicholas R. Palumbo
Founder & CEO | Truvium Financial Group
Boasting a career spanning close to four decades, Nicholas Palumbo brings a passion to financial strategies and helping clients build wealth that burns brighter than ever. A thought leader, speaker, business consultant, life coach, and best-selling author, he has been recognized by the industry and his peers for a career that blends innovation and best practices.
After graduating with a degree in finance and economics from Adelphi University in 1983, Nick began his career with Northwestern Mutual Life. He later served as a President of the Executive Committee for The Guardian Life Insurance Company of America® and was also named a Five Star Wealth Manager from 2012-2019 by providing the highest quality services to his clients. The award evaluation process looks at criteria such as favorable regulatory and complaint history review, client retention rate and number of client households served.
A 28-year member of the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, Nick has distinguished himself by adhering to a strict Code of Ethics, focusing on providing top-notch client service and continuing to grow professionally. MDRT membership is internationally recognized as the standard of excellence in the life insurance and financial services industry. Nick has been acknowledged as a Top of the Table Honoree and has continued to show excellence among his peers. Receiving a total of 21 Court of the Table Honors and 13 Top of the Table Honors, his status is Qualifying and Life Membership with Top of the Table achievement. Trained in LEAP (Lifetime Economic Acceleration Planning), he has coached literally hundreds of financial advisors to success, and authored the best seller, You Have Infinite Power.
Nick founded Preferred Planning Associates in 1991 and through mergers and acquisitions he became a managing partner of Opus Advisory Group from 1995-2015. Today, Truvium speaks to his continued commitment to excellence in the profession and a determination to bring a still higher level of client-centric focus to enable individual and corporate clients to achieve their financial goals with personal freedom to live the lives they envision. He co-founded Empowered Mastery Consultants in 2007 to bring a holistic coaching component to the world of personal finance.
All consistent with a life focused on viewing the task of helping clients achieve their goals through a uniquely human lens that makes giving back a priority. Involvement in numerous foundations and the Chairmanship of the Board of Children’s Health and Research Foundation attests to a man that lives this ideal.
Personal time is family time with his wife and children, with special interests in reading, sports, movies, golf, amazing family dinners, and finding time along the way to earn a 2nd Degree Black Belt in Tae Kwon Do and currently training in Krav Maga. A dedicated man of faith, his desire is to leave a positive imprint on the hearts and minds of those he loves and clients he serves.
"I’ve seen too many people do everything right — save, invest, work hard — and still end up with gaps in their plan. My goal is to help fix that, before it’s too late."
Frequently Asked Questions
What is Your Retirement Reality?
Your Retirement Reality is a national entity that partners with financial professionals all across the U.S. to offer unbiased information on the constantly changing tax laws and retirement strategies. There’s a knowledge gap as retirement approaches, and we’re here to help individuals like you determine the best course of action for your ideal retirement.
Who is this event for?
Our presentation is designed for individuals age 50-70 who are nearing retirement or those who have recently retired. To get the most from our events, attendees should have retirement savings ranging from $250,000 to $5,000,000. This ensures our content and strategies are more applicable to your unique financial situation.
Why are you hosting this event?
The information provided at these seminars is designed to help you better understand retirement planning strategies and potential risks. While the presenter may offer materials or share contact information, there is absolutely no obligation to schedule a meeting or purchase anything.
What’s on the menu?
A three-course meal featuring your choice of House Gorgonzola, Classic Caesar, or Steakhouse Wedge salad, followed by Pan Roasted Chicken, New York Strip, Delmonico, or Pan Seared Seabass, and finished with a wide selection of decadent desserts.
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Investing involves risk, including possible loss of principal. No investment strategy can ensure a profit or guarantee against losses. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.
By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.
The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.