Timely Event at South Bowie Branch Library in Bowie, MD

Maximizing Your Social Security Benefits & Surviving Market Volatility

Strategies to Help Increase Your Retirement Income

Event Details

South Bowie Branch Library
15301 Hall RdBowie, MD 20721

Event Options:

– Tuesday, February 10 at 5:45 p.m.

– Wednesday, February 11 at 5:45 p.m.

Seating is limited and there is no charge to attend.

Do you have a plan to help maximize your Social Security benefits? Join us for an informative and interactive event at South Bowie Branch Library where we will discuss the following important topics:

  • What’s new and changing for Social Security in 2026.
  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.
  • Claiming strategies & planning techniques to help you get the most out of your Social Security benefits.
  • How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
  • Claiming strategies and planning techniques to help you maximize your Social Security benefits.
  • How properly claiming spousal benefits may increase your lifetime Social Security income.
  • How Social Security ties into your overall retirement income plan.
  • Common filing mistakes and how to avoid them.
  • Survivor Benefits: What they are and how they work.
  • And MUCH more!

Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

Do you have a strategy to maximize your Social Security benefits?
Don’t miss this information-packed event!

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Hours
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Why attend?

This interactive event combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a no-cost retirement snapshot analysis for your current strategy that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Significantly Reduce Your Benefits¹

Social Security is one of the most valuable and least understood benefits available to retirees today. Failing to maximize your benefits could potentially leave tens of thousands of dollars on the table.

Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.

Meet Your Host

Frederick Griffin, Chief Executive Officer | Silas & Ward Financial Group
Fred Griffin is the founder and CEO of Silas & Ward Financial Group. Successful entrepreneurial men in Fred’s family inspired him. His father, Edward Griffin, owned and operated several businesses. Edward’s father, Ward Griffin, and grandfather, Silas Griffin, influenced Fred to become financially independent. Silas was a Civil War veteran who is recognized at the African American Civil War Museum in Washington, D.C.

Fred began his financial services career in 1994, winning American Family Insurance performance awards and becoming a top-performing financial advisor with MetLife Securities. Today, Fred offers strategies to help his clients prepare for retirement and leave a meaningful legacy. He also serves as an educator with the American Retirement Institute. One of Fred’s most inspiring business experiences was being a partner in The Versia Group, which he and his deceased partner and fraternity brother of Omega Psi Phi Inc., Galen Kimbrue, owned. Fred served as a board member of several non-profits, including Habitat for Humanity, the Retired Military Officer’s Association, BUILD/Washington, D.C., Mid-Tier Advocacy, and the Transition Zone.

His hobbies include gardening, karate, and yoga.

© 2026 Your Retirement Reality | Privacy Policy

¹
https://www.ssa.gov/oact/quickcalc/early_late.html

*This event is not sponsored by or affiliated with the Prince George’s County Memorial Library System.

Silas & Ward Financial Group offers insurance products and services. Silas & Ward Financial Group and Your Retirement Reality are unaffiliated. Licensed Insurance Professional.

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.