Important Webinar for Those In and Nearing Retirement

Annuities Made Clear

How to Help Build Reliable Retirement Income You Can't Outlive

Most retirees don’t want complexity. They want simple, steady income and the confidence that their retirement income plan will hold up, no matter what the markets do.

If you’re tired of confusing options, conflicting advice, and guessing whether your money will last, this informative webinar brings clarity and actionable insights to help you plan for retirement and avoid outliving your savings.

Do you have a plan to help ensure you won’t outlive your retirement income? Join your host Eric Judy, founder of Annuity Guys, for an informative webinar designed to bring clarity to one of the most confusing areas of retirement income planning: annuities and lifetime income. During this session, we’ll cover:

  • Why many retirees are confused by annuities, and how confusion in the media often contributes to it
  • Some of the biggest myths about annuities, including liquidity and access features, their costs and how the different types differ from each other
  • A clear explanation of how annuities work, including the accumulation phase, payout phase, and income guarantees
  • The key differences between fixed, fixed indexed, and variable annuities — and when each may or may not make sense
  • How some retirees use annuities to help create predictable income they can’t outlive
  • When annuities may fit into a retirement plan, and when they don’t
  • How to evaluate any annuity by focusing on what really matters, not sales hype
  • A simple bucket strategy for building retirement income that balances protection, growth potential, and flexibility
  • Case studies showing how annuities can be used to help retirees replace a paycheck and reduce income uncertainty
  • And much more!

Annuities contain limitations including withdrawal charges, fees and a market value adjustment which may affect contract values.

 

Annuities are products of the insurance industry; guarantees are backed by the claims-paying ability of the issuing company. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.

Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Annuity Guys. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

WEBINAR DATES & TIMES

– Tuesday, January 20 at 6:00 p.m. CST

– Thursday, January 22 at 6:00 p.m. CST

– Saturday, January 24 at 10:00 a.m. CST

REGISTRATION CLOSES IN:

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Hours
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Why attend?

This webinar combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a no-cost retirement snapshot analysis for your current strategy.

FEATURED PRESENTER:

Eric Judy
Founder of Annuity Guys, Series 65 Financial Planner, Licensed Insurance Agent

As a financial advisor, Eric is passionate about sharing his knowledge with clients. He is a lifelong learner with a demonstrated focus on enhancing his understanding and knowledge concerning all aspects of financial planning. By researching the latest strategies and exploring a multitude of products and their applications, Eric is able to help guide clients through the complicated maze of saving, investing and spending.

Eric has clients in many stages of life although he has developed a specialty in the area of retirement planning. While many advisors focus on assisting clients with the accumulation of assets Eric focuses his efforts on helping to ensure that his clients are able to maintain a comfortable lifestyle in retirement by guiding them in the transition from savings to spending.

As an Investment Advisor Representative and Insurance Agent he strives to offer a balanced approach to retirement in meeting his clients’ financial goals. Eric believes in portfolio diversification focusing on a balance of growth potential, income, and protection. While stocks and bonds may have a place in many clients’ portfolios, he also helps them address foundational income needs through the use of guaranteed income options, such as pensions, Social Security and annuities as appropriate.

His annuity product knowledge has made him a resource for people nationwide, offering his insights and expertise into all things annuity.

Eric has been employed in the financial services area since 2003. He began his financial services career as a credit union manager before deciding to start his own financial advising practice in 2009.

Eric has a bachelor’s degree from Illinois State University and a master’s degree from the University of Illinois – Springfield. He is a graduate of the University of Wisconsin’s credit union management program. In 2016, Eric completed his Retirement Income Certified Professional coursework from the American College of Financial Planning and now holds a designation of RICP®.

Eric and his wife Anne have three children Allie, Jason, and Kathryn. They enjoy playing golf when the weather is conducive—and when the leaves start to change color, they turn their attentions northward as passionate fans of the Chicago Bears.

Within the Springfield and Rochester communities, the family participates in various activities. The family has been very involved in their church’s programs. Eric spends a large portion of his time outside of the office participating in the local Elks lodge, where he served as Exalted Ruler in 2013–14.

Advisory Services offered through CreativeOne Securities, LLC an Investment Advisor. Annuity Guys and CreativeOne Securities, LLC are not affiliated. Licensed Insurance Professional.

Annuities are long-term retirement income vehicles which are not suitable for everyone. They involve fees and charges including possible surrender penalties. Annuity withdrawals are subject to ordinary income taxes, and an additional 10% IRS penalty before age 59-1/2. Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

 

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

 

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

 

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.