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Timely Event at Whisper Creek Community Station in Arvada, CO

Maximizing Social Security Benefits & Minimizing Taxes

Strategies to Help Increase Your Income and Reduce Taxation in Retirement

Event Details

Whisper Creek Community Station
14360 West 89th Drive, Arvada, CO 80005

Event Options:

– Tuesday, November 11 at 6:00 p.m.

– Thursday, November 13 at 11:00 a.m.

– Tuesday, November 18 at 11:00 a.m.

– Thursday, November 20 at 6:30 p.m.

RSVP NOW!

Seating is limited. There is no charge to attend!

Do you have a plan to help maximize your Social Security benefits and minimize your taxes? Social Security may be one of the largest sources of income in retirement while taxes may be one of the largest expenses. Not properly planning for both can lead to less income in retirement. Join us for a special event at Whisper Creek Community Station where we will discuss the following important topics:

  • What’s new and changing for Social Security and taxes in 2025.
  • The changing financial landscape for those approaching retirement.
  • The impact that proposed changes to tax laws, market volatility, high interest rates and rising inflation may have on your retirement income.
  • Why taxes can be one of your biggest retirement expenses without a proper plan in place.
  • Immediate, actionable steps to protect your savings from heavy, unnecessary “retirement taxes.”
  • How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
  • Claiming strategies, common mistakes to avoid and planning techniques to help you maximize your Social Security benefits.
  • How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
  • Planning for longevity, inflation, and future tax increases to ensure you won’t OUTLIVE your money in retirement.
  • And MUCH more!

Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

Do you have a strategy to maximize your Social Security benefits & minimize your taxation in retirement?
Don’t miss this information-packed event!

Days
Hours
Minutes
Seconds
Why attend?

This presentation combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a no-cost retirement snapshot analysis for your current strategy that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Significantly Reduce Your Benefits

Social Security is one of the most valuable and least understood benefits available to retirees today. Failing to maximize your benefits could potentially leave tens of thousands of dollars on the table.

Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.

Meet Your Host

Joe Harl, The Guardian Group
Joe Harl, of The Guardian Group, believes that relationships are the most important thing in life. His goal is to help — whether a person is just starting out, preparing for retirement, or somewhere in between. He is committed to helping to get your financial future on track, so you can focus on what matters most. His passion is rooted in helping people create a plan that empowers them to live their best life in retirement. Growing up in Western Oklahoma, Joe was surrounded by the Oil & Gas industry, a field that shaped his career and understanding of resilience, adaptability, and the power of preparation. After 20 years in the industry, advancing through the years, he found that each role reinforced the belief in the importance of trust, leadership and financial security. Joe and his wife Tyler moved to Denver, Colorado in 2020 and immediately knew they had found home. When not working with clients to help them realize their financial potential, you can find him on the golf course, traveling, or exploring everything Colorado has to offer. Joe is a graduate of Southwestern State University.
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© 2025 Your Retirement Reality | Privacy Policy

*This event is not sponsored by or affiliated with Whisper Creek Police Station or the City of Arvada.

Advisory Services offered through CreativeOne Wealth, LLC a Registered Investment Adviser. Joe Harl is an instructor with The Council of Financial Educators (COFE), an association of financial professionals who offer courses on financial tools and strategies. The Guardian Group, COFE, Your Retirement Reality and CreativeOne Wealth, LLC are not affiliated. Licensed Insurance Professional.

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.