You're invited!
Turning 65 Today: Navigating Your Medicare Options
Join your local host at Pine Avenue Community Center on Tuesday, May 20 or Thursday, May 22 at 6:00 p.m. for a timely and informative seminar covering all things Medicare. During this event, we’ll discuss:
- Understanding Medicare: What it covers, who qualifies and how it supports retirees.
- Breaking down Medicare’s four parts: Original Medicare (Parts A and B), Medicare Supplements, Medicare Advantage and Prescription Drug Plans.
- Enrollment periods and deadlines: Key dates for signing up, switching plans and avoiding penalties.
Seating is limited. This is a no-cost, no-obligation event. *This event is not sponsored by or affiliated with the Pine Avenue Community Center or the City of Carlsbad.
Join the 100,000+ who have attended Your Retirement Reality's nationwide events and walk away with newfound confidence and actionable retirement strategies.*
Event Details
Location
Pine Avenue Community Center
3209 Harding St, Carlsbad, CA 92008
Date & Time
– Tuesday, May 20 at 6:00 p.m.
– Thursday, May 22 at 6:00 p.m.
Registration Closes In:
There's no better time to evaluate the Medicare plans and options available to you. At this seminar, we'll discuss:
- Common Medicare mistakes to avoid: Gaps in coverage, late enrollment penalties and network restrictions.
- Creating a personalized Medicare strategy: How to choose the right plan for your health and financial needs.
- Medicare Supplement plans: How Medigap helps cover out-of-pocket costs.
- What original Medicare covers: Hospital stays, skilled nursing, home health, physician visits and preventive care.
- Medicare Advantage plans: How they combine hospital, medical and drug coverage under private insurance.
- Prescription Drug Plans (Part D): How they work and changes coming in 2025, including a $2,000 out-of-pocket cap.
Why Attend?
01
Preparedness
People thinking ahead and preparing for an early retirement or looking to reach their goals and live the lifestyle they envision.
02
Preservation
Pre-retirees or retirees who have done a really good job at saving for retirement and want to do everything they can to preserve and protect their assets.
03
Confidence
Those who don’t currently have a retirement strategy in place or are looking for a second opinion to make sure they have considered all the strategies available to them.
Protect your financial future.
Stop worrying about your financial future as retirement approaches. Our events are designed to address your concerns and provide you with the latest tools and strategies you need to create a holistic plan by focusing on these core pillars of retirement income planning…
Proactive Social Security Strategies
Learn ways to help maximize your benefits and ensure you get the most out of your contributions.
Tax-Efficient Retirement
Income
Discover ways to help reduce your tax burden and keep more of your hard-earned money.
Investment Strategies for Volatile Markets
Learn how to help protect your wealth and invest it comfortably, even in uncertain markets.
Longevity & Legacy
Planning
Ways to help ensure your income lasts as long as you do and pass on a lasting legacy.
Your Presenters
Kelly J. Carter & Stephanie Wendt, Licensed Independent Agents
Frequently Asked Questions
What is Your Retirement Reality?
Your Retirement Reality is a national entity that partners with financial professionals all across the U.S. to offer unbiased information on the constantly changing tax laws and retirement strategies. There’s a knowledge gap as retirement approaches, and we’re here to help individuals like you understand the best course of action for your ideal retirement.
Who is this event for?
Our presentation is designed for individuals age 50-70 who are nearing retirement or those who have recently retired. To get the most from our events, attendees should have retirement savings ranging from $250,000 to $5,000,000. This ensures our content and strategies are more tailored to your unique financial situation.
Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!
© 2025 Your Retirement Reality | Privacy Policy
Kelly J. Carter: CA Insurance #0E89958
Stephanie Wendt: CA Insurance License #2127344
Investment advisory services offered through duly registered individuals on behalf of CreativeOne Wealth, LLC a Registered Investment Adviser. CreativeOne Wealth, LLC and Beacon Retirement Planning Group, Inc. are unaffiliated entities. Licensed Insurance Professional.
Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm’s ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).
Medicare Advantage Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Availability of benefits and plans varies by carrier and location. Deductibles, copays and coinsurance may apply. Plans purchased after initial enrollment period are subject to eligibility requirements.
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.
We are not affiliated with Medicare or any other government agency. By providing your information or attending this event, you may be contacted by a licensed insurance agent.