You're Invited!
Medicare Simplified: Navigating Options to Help Maximize Your Benefits
Join us for a complimentary seminar and eye-opening retirement discussion. We’ll discuss how to help you:
- Compare Medicare plan types & coverage options
- Avoid costly Medicare enrollment mistakes
- What plans does my doctor accept?
Secure your spot and learn ways to help protect what you’ve built. No cost. No pressure. Just clear answers.
You're Invited!
Medicare Simplified: Navigating Options to Help Maximize Your Benefits
Event Details
- Dates
– Tuesday, October 21 at 6:00 p.m.
– Thursday, October 23 at 6:00 p.m.
- Location
Pine Avenue Community Center
3209 Harding St, Carlsbad, CA 92008
At this seminar, we'll discuss:
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How Medicare Actually Works — Without the Jargon
Confused by Parts A, B, C, and D? We’ll break it all down simply—so you know exactly what each one covers, what you actually need, and what to skip.
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What You Might Be Overpaying For (Without Knowing)
Many first-time enrollees pick plans with unexpected premiums or drug costs. We’ll show you how to spot them—and how to avoid paying more than you have to.
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Medicare Advantage vs. Medicare Supplements: What’s the Difference?
These are two very different paths. You’ll learn the trade-offs, unexpected restrictions, and how to choose the right one before you lock into something that’s hard to change.
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What Changes at 65—And What That Means for You
Turning 65 triggers major Medicare deadlines and decisions. Whether you’re retiring soon or still working, we’ll explain how your timing affects your options.
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How to Avoid the Costliest Medicare Mistakes
Missing enrollment deadlines, picking the wrong Part D plan, or underestimating long-term care needs can be expensive. We’ll help you sidestep the traps.
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What to Do Now to Get It Right the First Time
You only get one Medicare Initial Enrollment Period. We’ll walk you through the must-do steps—so you can make confident, informed choices from the start.
You Have Medicare Questions. You Deserve Straight Answers.
Navigating Medicare isn’t easy. Between deadlines, penalties, and dozens of plans, it’s no wonder so many retirees feel overwhelmed.
This event helps simplify everything, with real guidance. Leave knowing which options align with your needs, budget, and future health.
There's no better time to gain clarity on your Medicare choices—and help protect your retirement income from unexpected healthcare costs.
Why Attend?
01
Simplicity
This seminar cuts through the noise and confusion. You’ll walk away finally understanding how Medicare works—and what’s right for you.
02
Confidence
You’ll learn the key differences between plans and walk away feeling ready to make an informed decision without second-guessing yourself.
03
Protection
Avoid costly mistakes that could leave you underinsured—or paying more than necessary. It’s not just about coverage—it’s about confidence.
Protect Your Health—and Your Finances.
Are you confused about your Medicare choices? You’re not alone.
Choosing the wrong Medicare plan could mean higher costs, worse coverage, or locked-in limitations.
We’ll walk you through exactly when and how to enroll in Medicare Parts A, B, C, and D—to help you make confident, timely decisions and avoid those costly mistakes.
Choosing Between Medicare Supplements “Medigap” and Advantage Plans
Understand which may be the right choice based on your health needs and lifestyle.
How Prescription Drug Coverage Works
Make sure your medications are covered—and know what you’ll really pay.
What to Know About Deadlines and Enrollment
Missing key enrollment periods can cost you. Learn how to avoid penalties.
When and how to enroll—step by step.
Avoid missed deadlines and costly penalties.
Your EXPERIENCED Presenters
Kelly Carter & Stephanie Wendt
Licensed Independent Agents
“We believe Medicare shouldn’t be confusing or stressful. Our goal is to give you the clarity and confidence to make the best decision for your future—without pressure, and without regret.”
Frequently Asked Questions
What is Your Retirement Reality?
Your Retirement Reality is a national entity that partners with financial professionals all across the U.S. to offer unbiased information on the constantly changing tax laws and retirement strategies. There’s a knowledge gap as retirement approaches, and we’re here to help individuals like you determine the best course of action for your ideal retirement.
Who is this event for?
Our presentation is designed for individuals age 50-70 who are nearing retirement or those who have recently retired. To get the most from our events, attendees should have retirement savings ranging from $250,000 to $5,000,000. This ensures our content and strategies are more applicable to your unique financial situation.
Why are you hosting this event?
The information provided at these seminars is designed to help you better understand retirement planning strategies and potential risks. While the presenter may offer materials or share contact information, there is absolutely no obligation to schedule a meeting or purchase anything.
Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!
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Advisory Services offered through CreativeOne Wealth, LLC an Investment Advisor. Beacon Retirement Planning Group, Inc., Your Retirement Reality and CreativeOne Wealth, LLC are not affiliated. Licensed Insurance Professional.
Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm’s ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).
Medicare Advantage Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Availability of benefits and plans varies by carrier and location. Deductibles, copays and coinsurance may apply. Plans purchased after initial enrollment period are subject to eligibility requirements.
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
We are not affiliated with Medicare or any other government agency. By providing your information or attending this event, you may be contacted by a licensed insurance agent.