Complimentary Workshop at Castle Rock Library in Castle Rock, CO

Maximizing Your Social Security Benefits & Optimizing Your Tax Strategy

Strategies To Maximize Your Income & Reduce Your Taxation in Retirement

Event Details

Castle Rock Library
100 S Wilcox St, Castle Rock, CO 80104

Event Options:

– Castle Rock Library on September 27 at 6:00 p.m.

– Castle Rock Library on September 29 at 10:00 a.m.

RSVP NOW!

Seating is limited. Nothing will be sold and there is no charge to attend!

Do you have a plan to help maximize your Social Security benefits and minimize your taxes? Join us for a special workshop at Castle Rock Library where we will discuss the following important topics:

  • What’s new for Social Security¹ and taxes² and what may be changing in 2022.
  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.²
  • Claiming strategies & planning techniques to help you get the most out of your Social Security benefits.
  • How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
  • Little-known claiming strategies and planning techniques to help you maximize your Social Security benefits.
  • How properly claiming spousal benefits may increase your lifetime Social Security income.
  • How Social Security ties into your overall retirement income plan.
  • How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
  • Common filing mistakes and how to avoid them.
  • Survivor Benefits: What they are and how they work.
  • And MUCH more!

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. Nothing will be sold and there is no charge to attend!

Do you have a strategy to maximize your Social Security benefits?
Don’t miss this information-packed event!

Days
Hours
Minutes
Seconds
Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current plan that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Reduce Your Benefits By 57%³

Social Security is one of the most valuable and least understood benefits available to retirees today. Failing to maximize your benefits could potentially leave tens of thousands of dollars on the table.

Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.

Meet Your Host

Erik Bowman, Wealth Advisor & Owner of Bowman Financial Strategies
Erik Bowman, RICP®, NSSA® began his financial career in 2009 as CEO of Sun Energy Funding, a renewable energy financing company. His desire for personal and professional growth led him to a role at a global financial firm as Regional Vice President managing and mentoring a team of 20 financial advisors. In the years that followed, Erik was compelled to create a boutique financial firm focusing on the important and complex transition people make into retirement. Erik’s firm, Bowman Financial Strategies, provides detailed retirement planning, retirement investment, Social Security filing, and retirement distribution strategies focusing on tax efficiency. His clients benefit from years of financial planning experience, meaningful accreditation and investment in the tools required to perform complex analysis in an understandable way. Erik’s goal is to help clients live the retirement they envision and help alleviate anxiety with clear, concise advice so clients can make confident decisions. Erik holds FINRA series licenses including the Series 66 (Uniform Combined State Law Examination), Series 7 (General Securities) and Series 24 (General Securities Principal Qualification). In addition, Erik is life insurance licensed and holds Long-Term Care certification in the state of Colorado.

Erik is an accomplished public speaker delivering numerous workshops per year since 2012 focusing on pension planning, Social Security filing and tax-efficient distribution strategies during retirement. He has presented to over 1,000 attendees and believes providing this valuable information to the community is an obligation—one he gladly continues today.

In his continuing effort to help people learn about the complexities and strategies associated with retirement, Erik hosts the Uncommon Cents podcast, a podcast dealing with essential topics relating to retirement planning. Erik is an avid guitar player enjoys playing lead guitar at his church, plays pickle ball, mountain bikes, golfs and enjoys travel with his wife and family.

Erik graduated from the University of Colorado with a Bachelor of Science in Business Administration and earned Distinguished Military Graduate for his class. Erik served six years of active duty in the U.S. Army, first as a combat medic from 1986-1989 in West Germany. While there, and one of Erik’s most memorable moments in life, he provided lifesaving CPR to a four-year-old boy. For this, the U.S. Army awarded him the Army Commendation Medal and inducted him into the 7th Corps Hall of Dragoons. Erik then received his Army commission in 1995 from the University of Colorado, Army ROTC program as a Second Lieutenant and served as an Armor Officer until December 1998 at Fort Knox, Kentucky.

Erik is married to his beautiful wife of more than 25 years, Heidi. They have four children and live in Castle Pines, CO.
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© 2022 Your Retirement Reality | Privacy Policy

 

¹ https://www.ssa.gov/cola/

² https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html

³ https://www.ssa.gov/oact/quickcalc/early_late.html

⁴ https://www.weforum.org/agenda/2019/06/retirees-will-outlive-their-savings-by-a-decade/

Investment Advisory Services offered through CreativeOne Wealth, LLC, a SEC registered investment adviser. CreativeOne Wealth, LLC and Bowman Financial Strategies are unaffiliated entities.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

 

By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.