Complimentary Event at Minnesota Arboretum in Chaska, MN

Women's Retirement Declassified

Navigating Women's Unique Retirement Needs

Event Details

Minnesota Arboretum
3675 Arboretum Drive
Chaska, MN 55318


Event Options:

– Saturday, July 9 at 10:00 a.m. 

Seating is limited.
Nothing will be sold and there is no charge to attend!

Women often face unique and challenging obstacles in retirement, particularly overcoming the retirement income gap. Join us for a special presentation at Minnesota Arboretum while we discuss important financial topics for women in or nearing retirement.

What we’ll cover:

  • How to help overcome the unique and significant challenges that women often face in retirement.
  • How to help make the most of what you’ve made and navigate your retirement income accounts including 401(k)s, 403(b)s, IRAs, TSPs, etc.
  • How to potentially maximize Social Security income and take advantage of spousal benefits.
  • Powerful strategies that may help you reduce the taxes you pay in retirement.
  • Planning for longevity, inflation and future tax increases to help ensure you won’t OUTLIVE your money in retirement.
  • Understanding potential risks and costly mistakes that may derail your retirement and how you may be able to avoid them.
  • And much more!

Privacy Policy: We protect your privacy. Information is confidential and never shared with any unaffiliated third parties. Please provide your best email and mobile phone to ensure delivery.

Do you have a retirement income strategy in place?
Don’t miss this information-packed event!

Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current plan.

Let’s face it: women and men are different in so many ways! Income in retirement can be different too.


More than 80% of Americans are worried they won’t have enough money for retirement¹ and over 78 million Baby Boomers are set to retire in the next decade. In addition, women may face unique retirement challenges that men do not:

  • Women are typically paid less over their lifetime.
  • Women are living longer than men on average, meaning their retirement income needs to last longer.
  • Women have a higher likelihood of living alone in retirement².
  • Women have a tendency to invest more conservatively compared to men, which can lead to less growth of their retirement assets over their lifetime³.

It’s important to know about these challenges, and create a plan to combat them, so you can reach your retirement income goals.

Meet Your Host

Catherine Hietala
Vice President | The Terrio Group
Cathy Hietala is dedicated to providing the type of guidance that will help her clients discover the path to financial prosperity—a code of ethics that is a hallmark of The Terrio Group. She runs the Minnesota branch with ease, always exploring ways to create new efficiencies. This same commitment to excellence carries over in her communications with clients, going out of her way to help them feel comfortable in retirement. Part of Cathy’s altruistic spirit was developed as she raised her two boys and was primary caregiver to her ailing mother, while looking after a family member with special needs. Cathy knows the value of hard work and commitment, which is part of the reason why she is so passionate about helping empower her clients with the education and resources necessary to enjoy and live the retirement they have worked so hard for. While not at the office, Cathy enjoys golfing, boating, culture, and meeting new people. She gives back further in her volunteer work for the non-profit Feed My Starving Children, who work to eliminate starvation in children around the world.

© 2022 Your Retirement Reality | Privacy Policy


The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit