ABOUT | PRESENTER | TOPICS | VENUE

Complimentary Dinner Event at Fallston Barrel House in Fallston, MD

Maximizing Your Retirement Income & Surviving Market Volatility

Gain Control of Your Taxes, Income & Social Security Benefits in Retirement

We All Deserve A Retirement We Can Be Confident In

Do you have a plan to help ensure you won’t outlive your retirement income or pay more than your fair share to the IRS? With NEW legislation that may increase tax rates, a growing national debt, market volatility and future uncertainty around Social Security benefits, there are a lot of unknowns and risks in retirement to consider. Is your existing strategy strong enough to survive?

Join us for a complimentary meal and enlightening presentation to learn about the latest strategies to help preserve your assets, maximize your retirement income, reduce market risk and potentially lower your taxes.

Event Details

Fallston Barrel House
2403 Belair RoadFallston, MD 21047

Event Options:

– Tuesday, March 21 at 6:00 p.m.

– Wednesday, March 29 at 6:00 p.m.

MENU
Enjoy a delicious meal featuring your choice of: Honey Bourbon Salmon with Rice & Mixed Vegetables, Filet Mignon with Rice & Mixed Vegetables, or Chicken Parmigiana with Pasta. 

Join us for a complimentary meal and special presentation at Fallston Barrel House while we discuss important topics for those in or nearing retirement.

What we’ll cover:

  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.¹
  • How you may be able to create guaranteed income in retirement and protect your savings from market volatility.*
  • Steps to avoid one of the biggest fears of Baby Boomers—running out of money in retirement.
  • Social Security timing and claiming strategies to help maximize your benefits.
  • Ways you may be able to lock-in historically low tax rates now, before proposed tax changes go into effect.¹
  • Planning for rising health care premiums that may cost the average retiree tens of thousands of dollars in retirement.³
  • How to help preserve your assets to create a lasting legacy for your loved ones.
  • Understanding potential risks that may derail your retirement and how you may be able to avoid them.
  • And MUCH more!

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. A complimentary meal will be served. Nothing will be sold and there is no charge to attend!

REGISTRATION CLOSES IN:

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Hours
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Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current retirement income plan.

Medical expenses represent

67% of all personal

bankruptcies in retirement.²

Sounds crazy, but it’s true. Think about it: A couple that turned 65 in 2020 can expect to pay $295,000 out-of-pocket on health care costs in retirement³. That projection doesn’t even include long-term care costs, which could potentially cost hundreds of thousands of dollars. Is your retirement income healthy enough to withstand these expenses?

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FEATURED PRESENTER:

Henry Godfrey
Vice President | Safe Harbor Retirement Planners

Henry C. Godfrey is Vice President of marketing and new client acquisition for Safe Harbor Asset Management Services. He is currently registered as an Investment Advisor of Safe Harbor AMS. He retains Series 65 securities license along with his insurance and annuity licenses.


Mr. Godfrey graduated in 1987 from the E. Claiborne Robins School of Business at the University of Richmond, where he received a Bachelor of Science in Business Administration with a concentration in Finance and Economics. After college he worked for Mark Trece, Inc. for 16 years obtaining the position of Chief Financial Officer (CFO). In 2005, he took a position as a Financial Advisor with Merrill Lynch until December of 2008.


He is the proud father of his 14-year-old son, Aric. He enjoys boating, skiing, flying, and scuba diving. He was formerly the Chairman of the Board and was an active member of the American Red Cross in Harford County. He has been an active member of the Harford County Chamber of Commerce for over 20 years. He is treasurer for his Freemason Lodge Amicable St Johns Lodge #25.

© 2023 Your Retirement Reality | Privacy Policy

 

¹ https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html

² https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html

³ https://money.usnews.com/money/retirement/aging/articles/preparing-for-medical-expenses-in-retirement

Advisory services are offered by Safe Harbor Retirement Planners a Registered Investment Advisor in the State of Maryland. Insurance products and services are offered through Safe Harbor Financial Group, an affiliated company. Safe Harbor Retirement Planner and Safe Harbor Financial Group are not affiliated with or endorsed by the Social Security Administration or any government agency.

*Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.

 

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

 

By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.