Complimentary Dinner Event at Redemption Kitchen in Faribault, MN

Maximizing Your Retirement Income & Surviving Market Volatility

Gain Control of Your Taxes, Income & Social Security Benefits in Retirement

We All Deserve A Retirement We Can Be Confident In

Do you have a plan to ensure you won’t outlive your retirement income or pay more than your fair share to the IRS? With NEW legislation that may increase tax rates, a growing national debt, market volatility and future uncertainty around Social Security benefits, there are a lot of unknowns and risks in retirement to consider. Is your existing strategy strong enough to survive?

Join us for a complimentary meal and enlightening presentation to learn about the latest strategies to help preserve your assets, maximize your retirement income, reduce market risk and lower your taxes.

Event Details

Redemption Kitchen
31 3rd St. NEFaribault, MN 55021

Event Options:

– Redemption Kitchen on July 22 at 12:00 p.m.

Enjoy your choice of appetizer, soup or salad, and entrée featuring the following options:

Appetizers – Nachos, Egg Rolls, Chicken Wings, or LA Shrimp

Soup & Salads – Steak Salad, Chicken Salad, or Chicken Wild Rice Soup

Handhelds – Bacon Cheeseburger, Steak Sandwich, Rotisserie Pork Sandwich, Happy Hog Sandwich, or Tuscan Chicken Sandwich

Join us for a complimentary meal and special presentation at Redemption Kitchen while we discuss the following important topics for those in or nearing retirement:

What we’ll cover:

  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.
  • How you may be able to create guaranteed income in retirement and protect your savings from market volatility.
  • Critical steps to avoid one of the biggest fears of Baby Boomers—running out of money in retirement.
  • Social Security timing and claiming strategies to help maximize your benefits.
  • Ways you may be able to lock-in historically low tax rates now, before proposed tax changes go into effect.
  • Planning for rising health care premiums that may cost the average retiree hundreds of thousands of dollars in retirement.
  • How to help preserve your assets to create a lasting legacy for your loved ones.
  • Understanding potential risks that may derail your retirement and how you may be able to avoid them.
  • And MUCH more!

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. A complimentary meal will be served. Nothing will be sold and there is no charge to attend!

Exclusive Offer

All attendees are eligible to receive a complimentary retirement snapshot analysis for their current retirement income plan.

A simple, 3-step process showing how you may be able to improve retirement success, lower your tax bill and determine when you’ll be ready for retirement.


Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current plan.

Medical expenses represent

67% of all personal

bankruptcies in retirement.¹

Sounds crazy, but it’s true. Think about it: A couple that turned 65 in 2020 can expect to pay $295,000 out-of-pocket on health care costs in retirement. That projection doesn’t even include long-term care costs, which could potentially cost hundreds of thousands of dollars. Is your retirement income healthy enough to withstand these expenses?

billing statement


Kay Stienessen, CPA
President | Financial Advisor LLC

Kay Stienessen has been in the accounting and tax business, both as a Tax Practitioner and CPA, for over 20 years. In that time, she became more interested in the Financial Business. Many times, she saw many financial issues and errors come across her desk. Her goal is to help people with their financial decisions before it becomes a tax issue – so they can plan effectively.
She has been licensed in Securities since 2000, holding Series 7, Series 63, and Series 65. This allows her to work with clients in an advisory position with fiduciary responsibly to create a plan to reach your goals.

Kay is an investment adviser representative, licensed through Motiv8 Investments LLC. and a CPA. Her goal is to be the Advisor who cares about you. She works with people to understand their goals, to help them preserve their assets, build assets, create a legacy or simply to create stability and structure in their personal and financial planning.

© 2022 Your Retirement Reality | Privacy Policy


¹ https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html

This website is a publication of Motiv8 Investments. The firm is registered as an investment advisor with the Securities and Exchange Commission and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the advisor has achieved a specific level of skill or ability.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.