Complimentary Event at Grand Rapids Public Library in Grand Rapids, MI
Maximizing Your Social Security Benefits & Optimizing Your Tax Strategy
Strategies To Maximize Your Income & Reduce Your Taxation in Retirement
*This event is not affiliated with or sponsored by the Grand Rapids Public Library.
Grand Rapids Public Library
111 Library St NE, Grand Rapids, MI 49503
– Grand Rapids Public Library on September 20 at 6:30 p.m. – Grand Rapids Public Library on September 21 at 6:30 p.m.
– Grand Rapids Public Library on September 20 at 6:30 p.m.
– Grand Rapids Public Library on September 21 at 6:30 p.m.
Seating is limited. There is no charge to attend!
Do you have a plan to help maximize your Social Security benefits and minimize your taxes? Social Security may be your largest source of income in retirement while taxes may be your largest expense. Not properly planning for both can lead to less income in retirement. Join us for a special event at the Grand Rapids Public Library where we will discuss the following important topics:
- What’s new for Social Security¹ and taxes² and what may be changing for the rest of 2023.
- The changing financial landscape for those approaching retirement.
- The impact that proposed changes to tax laws, market volatility, high interest rates and rising inflation may have on your retirement income.²
- Why taxes can be one of your biggest retirement expenses without a proper plan in place.
- Immediate, actionable steps to protect your savings from heavy, unnecessary “retirement taxes.”
- How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
- Little-known claiming strategies, common mistakes to avoid and planning techniques to help you maximize your Social Security benefits.
- How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
- Planning for longevity, inflation, and future tax increases to ensure you won’t OUTLIVE your money in retirement.
- And MUCH more!
Do you have a strategy to maximize your Social Security benefits?
Don’t miss this information-packed event!
This presentation combines two empowering elements:
Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.
Actionable Next Steps
An opportunity to receive a complimentary retirement snapshot analysis for your current plan that will help you understand the best time to take Social Security.
Claiming Your Social Security Benefits at the Wrong Age May Reduce Your Benefits By 57%³
Social Security is one of the most valuable and least understood benefits available to retirees today. Failing to maximize your benefits could potentially leave tens of thousands of dollars on the table.
Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.
MEET YOUR HOSTS
Ronald Mills| Mills Financial
Ron was raised on a farm in Alma, Michigan. He still owns the farm which has a “centennial farm” status. In his spare time, Ron enjoys biking, kayaking, cross-country skiing and lifting weights.
Chris Conflitti | Four Seasons Insurance and Financial Agency, LLC
Chris Conflitti is located in the Grand Rapids area. He grew up in Detroit and has worked there and also Chicago markets before settling in Grand Rapids for the last 20 years. He earned his bachelor’s degree from Michigan State University.
Chris knows this business is about building relationships and enjoys helping people navigate their financial puzzle and provides the tools and guidance needed for success.
Prior to Mills Financial, Chris owned his own successful agency with Farmers Insurance and Financial Services for over 20 years.
Chris holds licenses in Property and Casualty Insurance, Life and Health Insurance, Series 6 and 63 Security Licenses. Also licensed as a Real Estate Broker since 1992, Mortgage Broker, Real Estate Appraiser, and Licensed Builder. Chris is knowledgeable and experienced with financial and retirement planning and plans to continue working for at least another 20 years. Chris is still an active Independent Insurance agent who can help clients with Home/Auto, Business, Toys, and all types of insurance.
Outside of work, Chris is a dedicated family man and father to his two beautiful daughters and spends a lot of time running kids to sporting and social activities. He owns several rental properties and enjoys real estate investing, hunting, fishing, camping, and playing Pickleball. A couple of unusual hobbies people don’t know about Chris is he is a hobby beekeeper, holds a Mushroom Certification License, and enjoys walking the woods and looking for mushrooms.
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.
By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.