Important, Timely Workshop for Retirees & Pre-Retirees Near Lone Tree, CO
Maximizing Your Social Security Benefits & Optimizing Your Tax Strategy
Strategies to Survive Market Volatility in Retirement
Event Details
Lone Tree Library
10055 Library Wy, Lone Tree, CO 80124
Event Options:
– Lone Tree Library on November 15 at 6:00 p.m. – Lone Tree Library on November 17 at 6:00 p.m.
Seating is limited and advanced registration is required. Nothing will be sold and there is no charge to attend this FREE workshop!
Do you have a plan to help maximize your Social Security benefits and minimize your taxes? Social Security may be your largest source of income in retirement while taxes may be your largest expense. Not properly planning for both can lead to less income in retirement. Join us for a special workshop at Lone Tree Library where we will discuss the following important topics:
- The changing financial landscape for those approaching retirement.
- What’s new for Social Security¹ and taxes² and what may be changing in 2023.
- The impact that proposed changes to tax laws, market volatility, high interest rates and rising inflation may have on your retirement income.²
- Why taxes can be one of your biggest retirement expenses without a proper plan in place.
- Immediate, actionable steps to protect your savings from heavy, unnecessary “retirement taxes.”
- How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
- Little-known claiming strategies, common mistakes to avoid and planning techniques to help you maximize your Social Security benefits.
- How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
- Planning for longevity, inflation, and future tax increases to ensure you won’t OUTLIVE your money in retirement.
Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. Nothing will be sold and there is no charge to attend!
Do you have a strategy to help reduce your taxes in retirement & maximize your Social Security benefits?
Don’t miss this information-packed event!
Why attend?
Learn advanced tax strategies & make sure you GET ALL THE FACTS BEFORE YOU FILE!
Professional Insight
As you approach retirement, making decisions about Social Security and managing taxes can be confusing and overwhelming.
Irreversible Decisions
Applying for Social Security without consideration to your income, taxes, assets, health, and legacy goals, among other variables, could significantly and permanently reduce your after-tax income for the rest of your life.
Actionable Next Steps
An opportunity to receive a complimentary retirement income, Social Security and tax strategy analysis for your current plan that will help you understand any areas of concern that need to be addressed.
Unnecessary taxes can be one of the BIGGEST expenses in retirement if not properly planned for.
Don’t miss the chance to learn how to REDUCE some of your tax exposure in retirement, so you can create tax-efficient retirement income and potentially save thousands of dollars.
Meet Your Host
Erik Bowman, Wealth Advisor & Owner of Bowman Financial Strategies
Erik is an accomplished public speaker delivering numerous workshops per year since 2012 focusing on pension planning, Social Security filing and tax-efficient distribution strategies during retirement. He has presented to over 1,000 attendees and believes providing this valuable information to the community is an obligation—one he gladly continues today.
In his continuing effort to help people learn about the complexities and strategies associated with retirement, Erik hosts the Uncommon Cents podcast, a podcast dealing with essential topics relating to retirement planning. Erik is an avid guitar player enjoys playing lead guitar at his church, plays pickle ball, mountain bikes, golfs and enjoys travel with his wife and family.
Erik graduated from the University of Colorado with a Bachelor of Science in Business Administration and earned Distinguished Military Graduate for his class. Erik served six years of active duty in the U.S. Army, first as a combat medic from 1986-1989 in West Germany. While there, and one of Erik’s most memorable moments in life, he provided lifesaving CPR to a four-year-old boy. For this, the U.S. Army awarded him the Army Commendation Medal and inducted him into the 7th Corps Hall of Dragoons. Erik then received his Army commission in 1995 from the University of Colorado, Army ROTC program as a Second Lieutenant and served as an Armor Officer until December 1998 at Fort Knox, Kentucky.
Erik is married to his beautiful wife of more than 25 years, Heidi. They have four children and live in Castle Pines, CO.
© 2022 Your Retirement Reality | Privacy Policy
¹ https://www.ssa.gov/cola/
² https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html
³ https://www.ssa.gov/oact/quickcalc/early_late.html
⁴ https://www.weforum.org/agenda/2019/06/retirees-will-outlive-their-savings-by-a-decade/
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.
By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.