You're Invited!
Maximize Your Social Security & Minimize Your Tax Burden
Join us for a complimentary, gourmet dinner and eye-opening retirement discussion. We’ll discuss how to help you:
- Keep more of your benefits
- Reduce taxes on your income
- Avoid costly mistakes
Secure your spot and learn ways to help protect what you’ve built. Complimentary dinner included. No cost. No pressure. Just clear answers.
You're Invited!
Maximize Your Social Security & Minimize Your Tax Burden
Event Details
- Dates
– Tuesday, September 9 at 6:00 p.m.
– Thursday, September 11 at 6:00 p.m.
- Location
Perry’s Steakhouse & Grille
8433 Park Meadows Center Dr Suite D154, Lone Tree, CO 80124
At this dinner seminar, we'll discuss:
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When to Take Social Security
Find out how the right timing can increase your lifetime benefits—and how to avoid costly mistakes.
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How to Pay Less in Retirement Taxes
Explore tax-efficient strategies like Roth conversions and withdrawal sequencing to help you keep more of your income.
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Understanding RMDs & Retirement Tax Traps
Find out how Required Minimum Distributions (RMDs) could affect your tax bill—and what to do now to prepare.
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How to make the One Big Beautiful Bill work to your advantage
Discover which tax breaks were expanded, and which are being eliminated after 2025.
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Income Planning That Adjusts With You
Discover how to align your income plan with inflation, market shifts, and evolving tax brackets.
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How to Leave More to Family—Not the IRS
See how tax-efficient legacy planning can help preserve more of your wealth for future generations.
You Saved Well for Retirement. But Could Mistakes Undermine It?
You did the hard part—building your savings. But retirement isn’t just about what you’ve saved—it’s about what you keep.
Failing to coordinate your Social Security and tax-minimization strategy could quietly erode your income over time. This dinner event helps you uncover those risks—and gives you simple, smart steps to help protect what you’ve worked for.
There's no better time to align your Social Security and tax-minimization strategy to help ensure you keep more of your income in retirement.
Why Attend?
01
Preparedness
Understand how today’s laws and tax rules could affect your future—and how to prepare with confidence.
02
Preservation
Explore strategies designed to help reduce your tax burden so more of your income stays with you and your family.
03
Confidence
Know when to take action and why—so you can stop guessing and start planning for the retirement you deserve.
Protect your financial future.
Help Protect Your Income and Maximize What You Keep.
Do you have a strategy to help reduce your tax exposure and increase what you take home from Social Security?
This seminar will help you connect the dots between your benefits, tax-minimization strategy, and income plan—to help you retire with more clarity and confidence.
You only retire once. You can’t afford to get it wrong.
Timing Strategies for Social Security
How to claim benefits strategically based on your full financial picture.
Explore strategies designed to avoid unnecessary taxes and help stretch your income further.
Investment Risk & Market Volatility
Why drawdown strategy often matters more than investment performance after retirement begins.
Roth Conversions & RMD Coordination
Discover how to potentially reduce tax liabilities and control income in retirement.
Your EXPERIENCED Presenter
Brad Hablutzel, CFP®, MBA, CFS®, CERTIFIED TAX SPECIALIST™️
President of Mosaic Retirement Planning, LLC
Brad Hablutzel is a Certified Financial Planner®, Certified Tax Specialist®, Certified Fund Specialist®, Investment Advisor Representative, and 5x winner of the Five Star Wealth Manager Award*. He has certifications in Social Security, Medicare and Alternative Investing. He earned a bachelor’s degree in Business Administration, a master’s degree in Business Administration, as well as Series 6, 7, 63 and 65 licenses, and is licensed in life, health, long-term care, and disability insurance. Brad has consulted over $1 billion in wealth in his 20-year career, the last 15 of which have specialized in serving the needs of people that are either retired, or within a few years of it. He takes an objective and meticulous approach to helping find strategies for financial and insurance problems and he believes in excellent service—and that it’s always right to do the right thing. Brad prefers to get to know his clients deeply, so he may become their biggest advocate.
Native to Colorado, Brad enjoys his time with his wife and two boys, as well as traveling, golf, softball, boating in Wisconsin, volleyball, spending time with friends, and cheering on Colorado professional sports teams. He volunteers as treasurer of his church, treasurer of his HOA, and is active in his local chamber of commerce, Rotary International, and assists with graffiti removal projects in the community.
"I’ve seen too many people do everything right — save, invest, work hard — and still end up with gaps in their plan. My goal is to help fix that, before it’s too late."
Frequently Asked Questions
What is Your Retirement Reality?
Your Retirement Reality is a national entity that partners with financial professionals all across the U.S. to offer unbiased information on the constantly changing tax laws and retirement strategies. There’s a knowledge gap as retirement approaches, and we’re here to help individuals like you determine the best course of action for your ideal retirement.
Who is this event for?
Our presentation is designed for individuals age 50-70 who are nearing retirement or those who have recently retired. To get the most from our events, attendees should have retirement savings ranging from $250,000 to $5,000,000. This ensures our content and strategies are more applicable to your unique financial situation.
Why are you hosting this event?
The information provided at these seminars is designed to help you better understand retirement planning strategies and potential risks. While the presenter may offer materials or share contact information, there is absolutely no obligation to schedule a meeting or purchase anything.
What’s on the menu?
Start your meal with a Caesar Salad and Fresh Bread. For the entrée, choose from an 8 oz. Filet Mignon, Perry’s Famous Pork Chop, Chicken Oscar, Chargrilled Salmon with Lemon Dill Butter, or Spaghetti Squash Primavera. Accompany your main with a side of either Sweet Sriracha Brussels Sprouts or Whipped Potatoes. Finish with your choice of the Dessert Trio or a Flourless Fudgy Cake.
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Investment Advisory services offered through CreativeOne Wealth, LLC a Registered Investment Adviser. CreativeOne Wealth, LLC and Mosaic Retirement Planning, LLC are unaffiliated entities. Licensed Insurance Professional.
*The Five Star Award Program conducts market research to define and promote professional excellence in the professions we serve. The Five Star Awards are based on an objective research methodology tailored to the specific designation. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. The award is not indicative of the wealth manager’s future performance. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future.
Investing involves risk, including possible loss of principal. No investment strategy can ensure a profit or guarantee against losses. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.
By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.
The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.