Complimentary Event at Manitowoc Public Library in Manitowoc, WI

Maximizing Your Social Security Benefits & Surviving Market Volatility

Strategies to Help Maximize Your Retirement Income

Event Details

Manitowoc Public Library
707 Quay StManitowoc, WI 54220

Event Options:
– Manitowoc Public Library on October 3 at 11:00 a.m.
– Manitowoc Public Library on October 5 at 6:30 p.m.


Seating is limited and there is no charge to attend.

*This event is not affiliated with or sponsored by the Manitowoc Public Library. 

Accessibility: Individuals requesting accommodation for disabilities should contact the Library’s ADA Manager Stacey Bialek at 920-686-3008 or [email protected]. Reasonable accommodations will be made as quickly as possible, often within a week.

Do you have a plan to help maximize your Social Security benefits? Join us for an informative and interactive event at Manitowoc Public Library where we will discuss the following important topics:

  • What’s new for Social Security and what may be changing in 2024
  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.²
  • Claiming strategies & planning techniques to help you get the most out of your Social Security benefits.
  • How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
  • Little-known claiming strategies and planning techniques to help you maximize your Social Security benefits.
  • How properly claiming spousal benefits may increase your lifetime Social Security income.
  • How Social Security ties into your overall retirement income plan.
  • Common filing mistakes and how to avoid them.
  • Survivor Benefits: What they are and how they work.
  • And MUCH more!

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for event confirmation purposes. Seating is limited. There is no charge to attend!

Do you have a strategy to maximize your Social Security benefits?
Don’t miss this information-packed event!

Why attend?

This interactive event combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current plan that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Reduce Your Benefits By 57%³

Social Security is one of the most valuable and least understood benefits available to retirees today. Failing to maximize your benefits could potentially leave tens of thousands of dollars on the table.

Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.

Meet Your Host

Randall Binversie CLU®, ChFC®, Binversie & Associates

Randall Binversie, president and founder of Binversie & Associates, is a registered representative with 31+ years of experience in investment planning and life insurance. After working for a captive agency for many years, Randall decided to open Binversie & Associates so he could access a wider spectrum of products from multiple carriers, in order to provide clients with more customized plans to meet their needs.

After personally seeing the positive effects life insurance had on his family when his uncle passed unexpectedly, Randall was motivated to help as many clients realize the benefits of comprehensive financial planning as possible, and has been using his talents to help clients achieve their goals with his professional and honest demeanor ever since.

Randall is a chartered life underwriter (CLU®) and a chartered financial consultant (CHFC®). Outside of work, he enjoys spending time with his wife, children, grandchildren and keeping up with local sports.

© 2023 Your Retirement Reality | Privacy Policy




Securities offered through Registered Representatives of Cambridge Investment Research Inc., a broker-dealer member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Binversie & Associates, Your Retirement Reality, and Cambridge are not affiliated. The information in this email is confidential and is intended solely for the addressee. If you are not the intended addressee and have received this email in error, please reply to the sender to inform them of this fact. We cannot accept trade orders through email. Important letters, email, or fax messages should be confirmed by calling 920-684-7801. The email service may not be monitored every day, or after normal business hours.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency. For more information, please consult a local Social Security Administration office, or visit