Important Webinar For Maryland Baby Boomers
Maximizing Your Retirement Income & Surviving Market Volatility
Gain Control of Your Taxes, Income & Social Security Benefits in Retirement
Do you have a plan to ensure you won’t outlive your retirement income or pay more than your fair share to the IRS? With NEW legislation that may increase tax rates, a growing national debt, market volatility and future uncertainty around Social Security benefits, there are a lot of unknowns and risks in retirement to consider. Is your existing strategy strong enough to survive?
Join us for a special webinar to learn about the latest strategies to help preserve your assets, maximize your retirement income, reduce market risk and potentially lower your taxes.
Do you have a plan to help ensure you won’t outlive your retirement income? Join us for a special, live webinar where we will discuss the following important topics:
- Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
- The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.
- How you may be able to create guaranteed income in retirement and protect your savings from market volatility.
- Steps to help avoid one of the biggest fears of Baby Boomers—running out of money in retirement.
- Social Security timing and claiming strategies to help maximize your benefits.
- Ways you may be able to lock-in historically low tax rates now, before proposed tax changes go into effect.
- Planning for rising health care premiums that may cost the average retiree thousands of dollars in retirement.
- How to help preserve your assets to create a lasting legacy for your loved ones.
- Understanding potential risks that may derail your retirement and how you may be able to avoid them.
- And MUCH more!
WEBINAR DATES & TIMES
– Friday, April 1 at 6:00 p.m. EDT – Saturday, April 2 at 9:00 a.m. EDT
– Friday, April 1 at 6:00 p.m. EDT
– Saturday, April 2 at 9:00 a.m. EDT
REGISTRATION CLOSES IN:
This webinar combines two empowering elements:
Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.
Actionable Next Steps
An opportunity to receive a complimentary retirement snapshot analysis for your current plan.
All attendees are eligible to receive a complimentary retirement snapshot analysis for your current retirement income plan.
A simple, 3-step process showing how you may be able to improve retirement success, potentially lower your tax bill and determine when you’ll be ready for retirement.
Medical expenses represent
67% of all personal
bankruptcies in retirement.³
Sounds crazy, but it’s true. Think about it: A typical 65-year-old retired couple in 2023 faces an estimated $315,000 in subsequent healthcare costs.⁴ That projection doesn’t even include long-term care costs, which could potentially cost hundreds of thousands of dollars. Is your retirement income healthy enough to withstand these expenses?
Founder & CEO | The Foundation for Financial Education
Over the past 20 years, Jonathan has provided training for financial planners, tax advisors, and investment professionals, nationwide. His development of financial software and calculators has revolutionized many advising offices across the country. Jonathan is also the creator of the C.A.R.E. Program that has helped countless families save hundreds of thousands of dollars in taxes, while benefiting their charity of choice and leaving their family with a tax free inheritance. Jonathan is a widely sought out conference speaker and his seminars are in constant demand because of his expertise in insurance, taxes in retirement and estate issues.
Besides his non-profit, Jonathan actively supports worldwide mission trips and is responsible for funding hospitals and schools in Southeast Asia and in Africa. Jonathan and his family live in suburban Maryland.
Director of Annapolis Operations | The Foundation for Financial Education
As an advisor, Ray loves helping people explore their dreams and create strategies to help them fulfill their goals. He is passionate about helping his clients improve their quality of life and enjoys the intellectual challenge of financial planning.
A graduate of the University at Buffalo, Ray joined the financial services industry more than 20 years ago as a financial advisor. He developed advanced skills in helping clients protect their finances and loved ones from risks, but wanted the freedom to build customized financial strategies for his clients. Ray founded HF Advisory Group in 2009 and formed HF Advisory Group RIA in July of 2020. This allowed Ray to put into practice his philosophy of objective, independent financial advice with superb service.
Ray spends most of his free time with his wife Jackie and their three kids and doggies too. They are very active and enjoy traveling as a family. Charity work, riding his road bike, and making his own wine are his favorite things to do.
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.
By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.