Complimentary Event at Midland Park Memorial Library in Midland Park, NJ

Maximizing Your Social Security Benefits & Optimizing Your Tax Strategy

Strategies To Maximize Your Income & Reduce Your Taxation in Retirement

*This event is neither sponsored nor endorsed by Midland Park Memorial Library

Event Details

Midland Park Memorial Library
250 Godwin AvenueMidland Park, NJ 07432

Event Options:

– Saturday, April 20 at 10:30 a.m.

– Monday, April 22 at 6:15 p.m.

There is no charge to attend!

Do you have a plan to help maximize your Social Security benefits and minimize your taxes? Social Security may be your largest source of income in retirement while taxes may be your largest expense. Not properly planning for both can lead to less income in retirement. Join us for a special event at Midland Park Memorial Library where we will discuss the following important topics:

  • What’s new and changing for Social Security¹ and taxes² in 2024.
  • The changing financial landscape for those approaching retirement.
  • The impact that proposed changes to tax laws, market volatility, high interest rates and rising inflation may have on your retirement income.²
  • Why taxes can be one of your biggest retirement expenses without a proper plan in place.
  • Immediate, actionable steps to protect your savings from, unnecessary “taxation”
  • How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
  • Claiming strategies, common mistakes to avoid and planning techniques to help you maximize your Social Security benefits.
  • How you can create tax-free retirement income upon distribution and potentially lower your tax bracket in retirement.
  • Planning for longevity, inflation, and future tax increases to help you not run out of money in retirement.
  • And MUCH more!

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. There is no charge to attend!

Do you have a strategy to maximize your Social Security benefits?
Don’t miss this information-packed event!

Why attend?

This presentation combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current strategy that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Reduce Your Benefits By 57%³

Social Security is one of the most valuable benefits available to retirees today. Failing to maximize your benefits could potentially leave a significant amount of money on the table.

Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.

Meet Your Host

Michael Demkiw, Third Tier Wealth Management
Michael Demkiw was raised in a typical, middle-class family in New York before moving to South Florida, where he had the benefit of watching his family run several successful businesses. Though these businesses thrived, they still had their fair share of challenges that unnecessarily impacted the household finances. As a result, much of what drives Michael’s approach to helping clients get ahead comes from absorbing his own family’s mistakes regarding money and business management. Witnessing the ups and downs, booms and busts, successes, and occasional stumbles was the master class he needed to inspire him to do things differently. He recognized that if his family could fall victim to the drift, anyone could. But he also realized that you could plan and prepare to achieve better long-term results. In various financial service roles over the years, mortgage banking, insurance, and financial advisor/ planner, Michael’s helped many families navigate some of their most important economic challenges.

Michael has dedicated his life to helping his clients make appropriate decisions and avoid the common mistakes that could prevent them from achieving their goals and truly thriving. Michael’s strong sense of family and community allows him to stay grounded and maintain a balanced life. A resident of Bergen County, New Jersey, he enjoys spending time with family, playing with his dog, working out, and volunteering when not helping clients.

© 2024 Your Retirement Reality | Privacy Policy





Advisory services are offered by Third Tier Wealth Management, an Investment Advisor in the State of New Jersey. Being registered as an investment adviser does not imply a certain level of skill or training. Insurance products and services are offered through Third Tier Advisors LLC dba Third Tier Advisors, an affiliated company. Third Tier Wealth Management and Third Tier Advisors are not affiliated with or endorsed by the Social Security Administration or any other government agency. The information contained herein should in no way be construed or interpreted as a solicitation to sell or offer to sell advisory services to any residents of any State other than the State of New Jersey or where otherwise legally permitted.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency. For more information, please consult a local Social Security Administration office, or visit