Complimentary Dinner Event at The Boathouse at Sunday Park in Midlothian, VA

Annuities 101

Protect Your Assets from Market Volatility and Potentially Reduce Your Tax Exposure

We All Deserve A Retirement We Can Be Confident In

Do you have a plan to ensure you won’t outlive your retirement income or pay more than your fair share to the IRS? With NEW legislation that may increase tax rates, a growing national debt, market volatility and future uncertainty around Social Security benefits, there are a lot of unknowns and risks in retirement to consider. Is your existing strategy strong enough to survive?

Join us for a complimentary meal and enlightening presentation to learn about the latest strategies to help preserve your assets, maximize your retirement income, reduce market risk, potentially lower your taxes, and how annuities can play into your retirement future.

Event Details

The Boathouse at Sunday Park
4602 Millridge Pkwy.Midlothian, VA 23112

Event Options:

– Tuesday, October 25 at 6:30 p.m.


Enjoy your choice of entrée featuring either steak or chicken along with a side salad, mashed potatoes, and seasonal vegetables finished with a dessert.

Join us for a complimentary meal and special presentation at The Boathouse at Sunday Park while we discuss important topics for those in or nearing retirement.

What we’ll cover:

  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • How some annuities can potentially provide protection during market downswings.
  • What advantages annuities can potentially provide.
  • The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.¹
  • What are the differences between fixed and indexed annuities.
  • How you may be able to create guaranteed income in retirement and protect your savings from market volatility.*
  • Critical steps to avoid one of the biggest fears of Baby Boomers—running out of money in retirement.
  • Ways you may be able to lock-in historically low tax rates now, before proposed tax changes go into effect.¹
  • Planning for rising health care premiums that may cost the average retiree hundreds of thousands of dollars in retirement.
  • How to help preserve your assets to create a lasting legacy for your loved ones.
  • Understanding potential risks that may derail your retirement and how you may be able to avoid them.
  • And MUCH more!

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. A complimentary meal will be served. Nothing will be sold and there is no charge to attend!

Exclusive Offer

All attendees are eligible to receive a complimentary retirement snapshot analysis for their current retirement income plan.

A simple, 3-step process showing how you may be able to improve retirement success, lower your tax bill and determine when you’ll be ready for retirement.


Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current retirement income plan.

Medical expenses represent

67% of all personal

bankruptcies in retirement.²

Sounds crazy, but it’s true. Think about it: A couple that turned 65 in 2020 can expect to pay $295,000 out-of-pocket on health care costs in retirement³. That projection doesn’t even include long-term care costs, which could potentially cost hundreds of thousands of dollars. Is your retirement income healthy enough to withstand these expenses?

billing statement


Jessica Cervinka
President | Kingsguard Capital
When the Great Recession and a major health issue turned her father’s retirement dreams into a nightmare, Jessica was inspired to refocus her career on retirement planning. She opened her own insurance agency in 2013 and helped hundreds of families safeguard their life savings from similar heartache. She went on to found Kingsguard Capital in 2018, where she focuses on providing clients with well-thought-out strategies for financial independence.

Jessica is a financial professional and fiduciary who can offer investment and insurance products and services. Because financial education is one of her biggest passions, Jessica’s mission is to provide clients with the guidance they need in an easy-to-understand style. Her dedication to education is reflected in every step of Kingsguard’s planning process. Headquartered in Virginia, Kingsguard also serves clients from its Florida office.

Jessica, her husband of 30 years and her five sons, live in Powhatan, Virginia, with their German shepherds and flock of chickens. When not helping clients, Jessica can be found playing music with her family, enjoying a home-cooked meal or simply relishing all aspects of country living.

© 2022 Your Retirement Reality | Privacy Policy

¹ https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html

² https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html

³ https://money.usnews.com/money/retirement/aging/articles/preparing-for-medical-expenses-in-retirement



Advisory services are offered through Kingsguard Capital LLC, a Registered Investment Adviser in the state of Virginia & Florida. Insurance products and services are offered through Reliant Retirement Corp DBA Safegrowth Financial LLC, an affiliated company. Kingsguard Capital is a Registered Investment Adviser firm CRD# 296945

*Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.


The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.