No-Cost Dinner at BJ's Restaurant and Brewhouse in Pembroke Pines, FL

Maximizing Your Retirement Income & Surviving Market Volatility

Gain Control of Your Taxes, Income & Social Security Benefits in Retirement​

Event Details

BJ’s Restaurant and Brewhouse
12100 Pines Blvd Ste C-1
Pembroke Pines, FL 33026

Event Options:

– Monday, July 8 at 6:30 p.m.

Seating is limited. A no-cost meal will be served. There is no charge to attend!

A three-course meal featuring a Mixed Green Salad, your choice of entrée between the Filet, Pan Seared Salmon and Organic Chicken Breast, followed by a dessert.

Do you have a strategy to help maximize your income in retirement and avoid outliving your savings? Join us for a no-cost meal and special presentation at BJ’s Restaurant and Brewhouse while we discuss the following important topics for those in or nearing retirement:

  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.¹
  • How you may be able to create guaranteed income in retirement and protect your savings from market volatility.*
  • Steps to help you reduce one of the biggest concerns of many Baby Boomers—running out of money in retirement.
  • Social Security timing and claiming strategies to help maximize your benefits.
  • Ways you may be able to lock-in historically low tax rates now, before proposed tax changes go into effect.¹
  • Planning for rising health care premiums that may cost the average retiree tens of thousands of dollars in retirement.²
  • How to help preserve your assets to create a lasting legacy for your loved ones.
  • Understanding potential risks that may derail your retirement and how you may be able to avoid them.
  • And MUCH more!

Privacy Policy: We protect your privacy. Information is confidential and never shared with any unaffiliated third parties. Please provide your best email and mobile phone to ensure delivery.

Do you have a retirement income strategy in place?
Don’t miss this information-packed event!

Why attend?

This presentation combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a no-cost retirement snapshot analysis for your current retirement income plan.

Meet Your Host

Esther Francis , Founder of LeadStar Financial Services
For over eighteen years, Esther Francis, founder of Lead Star Financial, Inc., has provided comprehensive, sophisticated financial advice to lifestyle-pressured doctors, attorneys, pharmacists, dentists, and business owners. To assist them in protecting and growing their assets during both the accumulation and retirement years.

She believes that her clients are the most important part of her practice. “My passion is to help my clients make informed financial decisions. A lot of time people feel that developing a financial strategy can be a daunting process. I like to simplify this process as much as I can for them.” Says Esther. Being a single parent, she has a special connection with other single parents that often face the financial impact divorce can have on people’s lives. There is no time like the present to improve one’s financial literacy. Esther’s guidance can help you think about the best ways to prepare for your future.

Due to the comprehensive nature of Esther’s services; prospective clients are considered on referral basis. Initial consultations are complimentary to determine if there is a mutual fit. Esther believes advising a family, business or individual on their financial matters is a very private affair.

Esther is very active in her local community and spends time volunteering at her son’s school. She is on the philanthropy committee with the Red Cross, and also a mentor for Women of Tomorrow. The Women of Tomorrow’s mission is to inspire, motivate, and empower at-risk young women to live up to their full potential through a unique mentoring program. This program is specifically designed to meet the needs of at-risk teenage girls in public high schools and help them turn obstacles into opportunities.

When not working, Esther enjoys spending time with her family, loves to cook, travel and is also a power networker.

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*Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.


Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.


The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.


The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit