You're Invited!
Creating Opportunity in Uncertain Times
The 60/40 Outlook: Modernizing the traditional approach with a FIA as the new portfolio anchor.
Join us for a complimentary, gourmet meal and eye-opening retirement discussion. We’ll discuss how to help you:
- Maximize your retirement income
- Protect your assets from taxes and market volatility
- Avoid outliving your retirement savings
Secure your spot and learn ways to help protect what you’ve built. Complimentary meal included. No cost. No pressure. Just clear answers.
You're Invited!
Creating Opportunity in Uncertain Times
The 60/40 Outlook: Modernizing the traditional approach with a FIA as the new portfolio anchor.
Event Details
- Dates
– Wednesday, October 22 at 12:00 p.m.
- Location
Aqua Grill
395 Front St, Ponte Vedra Beach, FL 32082
At this seminar, we'll discuss:
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Do you have a Market Recovery Plan?
Discover how many portfolios lack true protection against losses when markets decline.
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Are outdated portfolio models putting your retirement savings at risk?
Learn how a single down year can take decades to recover from—and how to protect yourself.
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Are today’s high inflation and rising interest rates weakening the traditional 60/40 portfolio?
Discover how bonds may no longer provide the “safety net” many retirees have relied on.
You Saved Well for Retirement. But Could Mistakes Affect the Next 25+ Years?
You spent your career building your savings. But retirement isn’t just about what you’ve saved—it’s about what you keep.
Most people don’t lose their wealth in one bad day. But some lose more than they need to, slowly—to taxes, inflation, and unclear income planning.
If you’re retired or nearing retirement, this event is a chance to help uncover the gaps, risks, and opportunities in your current plan.
There's no better time to reevaluate your retirement income plan to help ensure you won't outlive your hard-earned money.
Why Attend?
01
Preparedness
People thinking ahead and preparing for an early retirement or looking to reach their goals and live the lifestyle they envision.
02
Preservation
Pre-retirees or retirees who have done a really good job at saving for retirement and want to help ensure they don’t outlive their savings.
03
Confidence
Those who don’t currently have a retirement strategy in place or are looking for a second opinion to make sure they have considered all the strategies available to them.
Protect your financial future.
This event will reveal some common risks many retirees don’t even know they’re exposed to—until it’s too late. Start protecting your future with a seat at this eye-opening seminar.
How to avoid the retirement tax traps that catch many retirees off guard.
Investment Strategies for Volatile Markets
Why a market downturn in early retirement can disrupt your income plan.
Longevity & Income Planning
How to build an income strategy that adjusts for inflation and longer lifespans.
Your EXPERIENCED Presenters
Bret Hinman
Insurance & Retirement Professional, D.S. Drelich & Associates
Bret is an experienced insurance professional with two decades of experience in group and individual health, life insurance, annuity and Medicare insurances. A former full-time tennis coach, you will still find him on the tennis court training his two daughters or competing himself. Off the court, Bret loves to spend his time practicing yoga with his wife or traveling with the family and exploring new places. Bret approaches every client’s situation with a desire to identify each client’s individual and unique needs.
"I’ve seen too many people do everything right — save, invest, work hard — and still end up with gaps in their plan. My goal is to help fix that, before it’s too late."
Michael Spina, CRPC®
Regional Vice President, Athene
As the Regional Vice President at Athene, Michael’s focus lies in empowering financial professionals with innovative retirement sales strategies across Eastern Florida. With a Chartered Retirement Planning Counselor (CRPC®) certification, his expertise in retirement planning is leveraged to address complex investment challenges for clients.
At Athene, their mission is to deliver tailored solutions that meet the evolving needs of retirees. They prioritize building strong relationships with financial professionals, ensuring they have the resources and insights to effectively guide their clients towards a secure retirement.
Frequently Asked Questions
What is Your Retirement Reality?
Your Retirement Reality is a national entity that partners with financial professionals all across the U.S. to offer unbiased information on the constantly changing tax laws and retirement strategies. There’s a knowledge gap as retirement approaches, and we’re here to help individuals like you determine the best course of action for your ideal retirement.
Who is this event for?
Our presentation is designed for individuals age 50-70 who are nearing retirement or those who have recently retired. To get the most from our events, attendees should have retirement savings ranging from $250,000 to $5,000,000. This ensures our content and strategies are more applicable to your unique financial situation.
Why are you hosting this event?
The information provided at these seminars is designed to help you better understand retirement planning strategies and potential risks. While the presenter may offer materials or share contact information, there is absolutely no obligation to schedule a meeting or purchase anything.
What’s on the menu?
For the Lunch Seminar: Your choice of the Char Grilled Mahi Mahi, Chicken Cutlet Calabrese or Steak Frites.
For the Dinner Seminar: Slow Braised Boneless Beef Short Ribs, Herb Crusted Mahi-Mahi or or Chicken Piccata.
Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!
© 2025 Your Retirement Reality | Privacy Policy
Bret Hinman is licensed to offer insurance products only and do not provide investment, legal, or tax advice. Any discussion of retirement account rollovers is strictly limited to insurance-based options such as annuities. I do not provide recommendations regarding the sale or purchase of securities, nor do I offer investment management services. Clients should consult a properly licensed financial professional before making decisions involving securities or investments.
Investing involves risk, including possible loss of principal. No investment strategy can ensure a profit or guarantee against losses. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.
The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.
By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.
The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.