Complimentary Dinner at Fleming's Prime Steakhouse in Richmond, VA

Retirement is Within Reach

Strategies to Help Maximize Your Income, Reduce Taxes and Retire Confidently

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Your choice of an entrée between the Miso Glazed Chilean Sea Bass, Double Breast of Chicken or Petite Filet.

Event Details

Fleming’s Prime Steakhouse
9200 Stony Point Pkwy, Suite 131
Richmond, VA 23235

Event Options:
– Thursday, December 4 at 6:00 p.m.

Seating is limited. A complimentary meal will be served. There is no charge to attend!

Event Details

Fleming’s Prime Steakhouse
9200 Stony Point Pkwy, Suite 131
Richmond, VA 23235

Event Options:
– Thursday, December 4 at 6:00 p.m.

MENU
Your choice of an entrée between the Miso Glazed Chilean Sea Bass, Double Breast of Chicken or Petite Filet.

Seating is limited. A complimentary meal will be served. There is no charge to attend!

Do you have a strategy to help maximize your income in retirement and avoid outliving your savings? Join us for a complimentary meal and special presentation at Fleming’s Prime Steakhouse while we discuss the following important topics for those in or nearing retirement:

  • How evolving tax laws and inflation could impact your retirement income plan as we head into 2026.
  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • The impact that recent changes to tax laws, market volatility and rising inflation may have on your retirement income.
  • How you may be able to create guaranteed income in retirement and protect your savings from market volatility.*
  • Steps to help you reduce one of the biggest concerns of many Baby Boomers—running out of money in retirement.
  • Social Security timing and claiming strategies to help maximize your benefits.
  • Planning for rising health care premiums that may cost the average retiree tens of thousands of dollars in retirement.
  • How to help preserve your assets to create a lasting legacy for your loved ones.
  • Understanding potential risks that may disrupt your retirement and how you may be able to avoid them.
  • And MUCH more!

Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

Do you have a retirement income strategy in place?
Don’t miss this information-packed event!

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Why attend?

This presentation combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a no-cost retirement snapshot analysis for your current retirement income plan.

Meet Your Host

Justin Pinkston, Founder | Cedar Forge Financial

With over 20 years of experience in the financial industry, Justin Pinkston has built his career on helping families turn financial uncertainty into lasting confidence. As CEO and Retirement Consultant at Cedar Forge Financial, he specializes in retirement income planning, tax minimization, Social Security optimization, and legacy strategies designed to protect wealth and provide lifelong stability.

Justin began his career in 2003 with Wachovia Securities, where he gained a deep understanding of the complexities clients face when navigating financial decisions in retirement. That early experience inspired him to create a firm that combines Wall Street-level expertise with Main Street-level care—offering independent, customized strategies focused solely on his clients’ best interests. His philosophy is simple: wealth without a plan leads to uncertainty, but wealth with a plan creates freedom.

A lifelong resident of Richmond, Virginia, Justin is a devoted husband and father of four. His greatest motivation comes from his family, and the same values that guide him at home—faith, discipline, and preparation—shape how he serves his clients. Beyond work, he’s actively involved in his community through church, youth athletics, and educational initiatives, believing that strong families build strong communities.

Cedar Forge Financial offers insurance products and services. Cedar Forge Financial and Your Retirement Reality are unaffiliated companies. Licensed Insurance Professional.

*Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.

 

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

 

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

 

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

 

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.