Complimentary Lunch at Cattlemens Steakhouse in Roseville, CA

Avoiding Common Financial Pitfalls & Maximizing Your Retirement Income

Gain Control of Your Taxes, Income & Social Security Benefits in Retirement

Your choice of Steak or Chicken entrée.

Event Details

Cattlemens Steakhouse
2000 Taylor Rd
Roseville, CA 95678

Event Options:

– Tuesday, May 16 at 11:30 a.m.

– Thursday, May 18 at 11:30 a.m.

Seating is limited. A complimentary meal will be served. Nothing will be sold and there is no charge to attend!

Do you have a plan to help maximize your income in retirement and avoid outliving your savings? Join us for a complimentary meal and special presentation at Cattlemens Steakhouse while we discuss the following important topics for those in or nearing retirement:

What we’ll cover:

  • The Advantages and Disadvantages of The Tax Reform: how it can affect your portfolio now and in the future.  
  • Taking Control of your Portfolio in a Volatile Market: how to manage market risk.
  • New Investment Habits: how to invest in today’s market and potentially reduce high costs and fees.
  • CD Alternative Plans: how to invest excess cash for a potential market-like return but continue to keep the asset liquid.
  • Understanding Annuities: how annuities may fit into a portfolio.
  • Long-Term Care Alternatives.
  • Options for your 401(k) or Employer Sponsored Plan funds: how to potentially avoid taxes and when to transition to an IRA.
  • How to Obtain Tax Reimbursements on an IRA.
  • And MUCH more!

Privacy Policy: We protect your privacy. Information is confidential and never shared with any unaffiliated third parties. Please provide your best email and mobile phone to ensure delivery.

Do you have a retirement income strategy in place?
Don’t miss this information-packed event!

Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current retirement income plan.

Meet Your Host

James D. Kersey, CLU, ChFC, RHU, REBC, Lighthouse Financial & Tax
Jim is a licensed financial professional and the owner of Lighthouse Financial & Tax. Opening his practice in 1980, he has helped individuals and families prepare for and enjoy retirement for over 40 years. Jim holds four designations from the American College including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU), and Registered Employee Benefit Consultant (REBC). He also holds the series 6, 63 & 65 registrations, which allows him to actively manage his clients’ assets.

As a fiduciary*, he prides himself on his integrity with clients, his company, and his employees. He is highly educated in finance, estate, retirement, and tax planning, and has been featured on the KFBK radio station, local newspapers, and on the web for financial advising.

Jim has been married to his sweetheart Carri since 1988. Together, they have five children and four grandchildren. Jim is deeply involved in the community, where he serves as a Boy Scouts of America Scout Master and enjoys vacationing, the outdoors, and spending time with his loved ones.

CA Insurance License #0590787

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Representatives registered with and offer only securities and advisory service through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC. Lighthouse Financial & Tax and PlanMember Securities Corporation are independently owned and operated. PlanMember is not responsible for ancillary products and services offered by this representative or Lighthouse Financial & Tax.

6187 Carpinteria Ave,
Carpinteria, CA 93013
(800) 874-6910

*Guarantees provided by annuities are subject to the financial strength of the issuing insurance company; not guaranteed by any bank or the FDIC. Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged.


The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit