Complimentary Event at Bayliss Public Library in Sault Ste. Marie, MI

Social Security & Medicare Explained

Understanding & Maximizing Your Benefits in Retirement

*This event is not sponsored by or affiliated with the Bayliss Public Library.

Event Details

Bayliss Public Library
541 Library DriveSault Ste. Marie, MI 49783

Event Options:

– Bayliss Public Library on June 4 at 6:00 p.m.

– Bayliss Public Library on June 6 at 6:00 p.m.

Seating is limited and there is no charge to attend.

This no-cost presentation will cover two important topics when it comes to retirement income planning: Social Security and Medicare.

PART 1: Social Security is one of the most valuable and least understood benefits available to retirees today. This no-cost presentation will cover two important topics when it comes to retirement income planning: Social Security and Medicare.

PART 2: Medicare, and trying to understand how it works, can be intimidating and confusing, which is why we want to help ensure you are prepared.

Do you have a plan to help maximize your Social Security benefits? Do you understand your Medicare options? Join us for a special, live webinar where we will discuss the following important Social Security and Medicare topics you need to know.

Social Security:

  • What’s new for Social Security in 2024
  • Claiming strategies & planning techniques to help you get the most out of your Social Security benefits.
  • Taxation of Benefits: How to help avoid paying too much in tax.
  • Filing options based on marital status.
  • How to take advantage of spousal benefits.
  • How Social Security ties into your overall retirement income plan.
  • Common filing mistakes and how to avoid them.


We’ll cover any questions you may have, including:

  • How does Medicare work?

  • How do I figure out which plans my doctor accepts?

  • How much will my prescriptions cost for the year?

We also cover which plan options are available in your area and what each plan entails, such as:

  • Medicare Part A and B
  • Medicare Advantage Plans (Part C)
  • Prescription Drug Plans (Part D)
  • Medicare Supplement Plans (Medigap)

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for event confirmation purposes. Seating is limited. There is no charge to attend!

Don’t miss this information-packed event!

Why attend?

This interactive event combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current plan that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Reduce Your Benefits By 57%³

Social Security is one of the most valuable and least understood benefits available to retirees today. Failing to maximize your benefits could potentially leave tens of thousands of dollars on the table.

Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.

Meet Your Hosts

Ronald Mills, Mills Financial

Ron Mills, the owner of Mills Financial, has been in the financial services business since 1991. He has always used a “planning first” approach in his practice. He believes in developing goals and strategies to reach those goals. Ron has degrees in broadcasting, engineering and an MBA in finance. He holds life and health insurance licenses and also series 7, 63 and 24 licenses in securities.

Ron was raised on a farm in Alma, Michigan. He still owns the farm which has a “centennial farm” status. In his spare time, Ron enjoys biking, kayaking, cross-country skiing and lifting weights.

Laura Hulsing, Mills Financial

Laura Hulsing manages the Sault Ste. Marie office. She has been in the insurance industry since 2015. She firmly believes in the Mills Financial approach of objective and straightforward advice. She is active in many organizations including Bay Mills and the Sault Tribe doing charity work. She is working toward a degree from Bay Mills Community College. In her spare time, she loves spending time with her two children and her service dog Sadie Mae.

Mills Financial is an independent financial services firm with just over 100 years of combined experience in health insurance and financial planning, and we are dedicated to providing insurance and investments with a personal and professional touch.


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Other Packerland Brokerage. All securities through Packerland Brokerage Services Member Finra sipc.

Medicare Advantage Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options. Availability of benefits and plans varies by carrier and location. Deductibles, copays and coinsurance may apply. Plans purchased after initial enrollment period are subject to eligibility requirements.

We are not affiliated with Medicare or any other government agency. By contacting us, you will be connected with a licensed insurance agent.

Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Product and feature availability may vary by state and issuing company.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency. For more information, please consult a local Social Security Administration office, or visit