Timely Event at Bayliss Public Library in Sault Ste. Marie, MI

Social Security & Medicare Explained

Understanding & Maximizing Your Benefits in Retirement

Event Details

Bayliss Public Library
541 Library Drive, Sault Ste. Marie, MI 49783

Event Options:

– Tuesday, March 24 at 5:30 p.m.

– Thursday, March 26 at 5:30 p.m.

RSVP NOW!

Seating is limited and there is no charge to attend.

Do you have a plan to help maximize your Social Security benefits? Join us for an informative and interactive event at Bayliss Public Library where we will discuss the following important topics:

  • Social Security:
    • What’s new for Social Security in 2026.¹
    • Claiming strategies & planning techniques to help you get the most out of your Social Security benefits.
    • Taxation of Benefits: How to help avoid paying too much in tax.
    • Filing options based on marital status.
    • How to take advantage of spousal benefits.
    • How Social Security ties into your overall retirement income plan.
    • Common filing mistakes and how to avoid them.
  • Medicare:
    • How does Medicare work?
    • How do I figure out which plans my doctor accepts?
    • How much will my prescriptions cost for the year?
    • Which plan options are available in your area and what each plan entails
    • Medicare Part A and B
    • Medicare Advantage Plans (Part C)
    • Prescription Drug Plans (Part D)
    • Medicare Supplement Plans (Medigap)

Privacy Policy: By providing your email, phone number, and selecting "Yes" for text message reminders, you are consenting to receive communication from Your Retirement Reality. All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

Do you have a strategy to maximize your Social Security benefits?
Don’t miss this information-packed event!

Days
Hours
Minutes
Seconds
Why attend?

This interactive event combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a no-cost retirement snapshot analysis for your current strategy that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Significantly Reduce Your Benefits¹

Social Security is one of the most valuable and least understood benefits available to retirees today. Failing to maximize your benefits could potentially leave tens of thousands of dollars on the table.

Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.

Meet Your Host

Ronald Mills, Mills Financial
Ron Mills, the owner of Mills Financial, has been in the financial services business since 1991. He has always used a “planning first” approach in his practice. He believes in developing goals and strategies to reach those goals. Ron has degrees in broadcasting, engineering and an MBA in finance. He holds life and health insurance licenses and also series 7, 63 and 24 licenses in securities.

Ron was raised on a farm in Alma, Michigan. He still owns the farm which has a “centennial farm” status. In his spare time, Ron enjoys biking, kayaking, cross-country skiing and lifting weights.
SIGN UP NOW!

© 2026 Your Retirement Reality | Privacy Policy

¹ https://www.ssa.gov/oact/quickcalc/early_late.html

Mills Financial offers insurance products and services. Mills Financial and Your Retirement Reality are unaffiliated companies Licensed Insurance Professional.

Other Packerland Brokerage. All securities through Packerland Brokerage Services Member Finra sipc.
Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. Additional details including potential conflicts of interest are available in our firm’s ADV Part 2A and Form CRS (for advisory services) and the Insurance Agent Disclosure for Annuities form (for annuity recommendations).

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.