Complimentary Workshop at Motlow State Community College in Smyrna, TN

Maximizing Your Retirement Income & Surviving Market Volatility

Gain Control of Your Taxes, Income & Social Security Benefits in Retirement

We All Deserve A Retirement We Can Be Confident In

Do you have a plan to ensure you won’t outlive your retirement income or pay more than your fair share to the IRS? With NEW legislation that may increase tax rates, a growing national debt, market volatility and future uncertainty around Social Security benefits, there are a lot of unknowns and risks in retirement to consider. Is your existing strategy strong enough to survive?

Join us for an enlightening presentation to learn about the latest strategies to help preserve your assets, maximize your retirement income, reduce market risk and lower your taxes.

Event Details

Venue: Motlow State Community College


Address: 5002 Motlow College Blvd., Smyrna, TN 37167


Workshop Date & Time: Saturday, July 23 at 10:00 a.m.


Join us for a special presentation at Motlow State Community College while we discuss the following important topics for those in or nearing retirement:

What we’ll cover:

  • Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
  • The impact that proposed changes to tax laws, market volatility and rising inflation may have on your retirement income.
  • How you may be able to create guaranteed income in retirement and protect your savings from market volatility.
  • Critical steps to avoid one of the biggest fears of Baby Boomers—running out of money in retirement.
  • Social Security timing and claiming strategies to help maximize your benefits.
  • Ways you may be able to lock-in historically low tax rates now, before proposed tax changes go into effect.
  • Planning for rising health care premiums that may cost the average retiree hundreds of thousands of dollars in retirement.
  • How to help preserve your assets to create a lasting legacy for your loved ones.
  • Understanding potential risks that may derail your retirement and how you may be able to avoid them.
  • And MUCH more!

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. Nothing will be sold and there is no charge to attend!

Exclusive Offer

All attendees are eligible to receive a complimentary retirement snapshot analysis for their current retirement income plan.

A simple, 3-step process showing how you may be able to improve retirement success, lower your tax bill and determine when you’ll be ready for retirement.


Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current plan.

Medical expenses represent

67% of all personal

bankruptcies in retirement.

Sounds crazy, but it’s true. Think about it: A couple that turned 65 in 2020 can expect to pay $295,000 out-of-pocket on health care costs in retirement. That projection doesn’t even include long-term care costs, which could potentially cost hundreds of thousands of dollars. Is your retirement income healthy enough to withstand these expenses?

billing statement


Scott Oldham
Co-Owner | Providence Retirement Strategies
Scott grew up in Gallatin—he’s a lifelong resident of Middle Tennessee—and graduated from Gallatin High School in 1979 and from Volunteer State College in 1982 with a degree in Business. He spent the late ’80s and ’90s living in Nashville.

Scott opened Oldham Insurance in 2008. He had a childhood dream of one day owning his own business, and his firm is the culmination of that dream. He didn’t know as a child that his business would be an insurance agency, but he’s so happy it is—he loves meeting and helping people with their insurance. Scott holds insurance licenses in Tennessee, Alabama, Mississippi, Florida, and Texas. He also loves the freedom of being self-employed. Providence Retirement Strategies represents the next step on that journey for him.
Tommy Enoch
Providence Retirement Strategies

Tommy Enoch and Scott Oldham are partners of Providence Retirement Strategies and lifelong residents of middle Tennessee. The mission of Providence Retirement is to help people plan for a stress-free retirement.


Tommy has over 35 years of experience helping people in or near retirement. For the last 25 years, he has focused primarily on conservative financial planning with a #1 priority of protecting the principle of clients’ nest eggs they have spent a lifetime accumulating. He is very knowledgeable of financial markets and products.

© 2022 Your Retirement Reality | Privacy Policy


¹ https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html

² https://www.ebri.org/docs/default-source/rcs/2020-rcs/2020-rcs-summary-report.pdf?sfvrsn=84bc3d2f_7

Licensed Insurance Professional. Respond and learn how we can help individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives. Any references to protection or lifetime income refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
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The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.