Complimentary Dinner Event at Coyote Moon in St. Cloud, MN

Turning Volatility Into Opportunity

Maximizing Your Retirement Income During Turbulent Times

We All Deserve A Retirement We Can Be Confident In

If you are retired or nearing retirement, timing is everything. Another big drop in the market could be devastating to your retirement plan and lifestyle. It’s time to be prepared.


You and your spouse or guests are invited to join local retirement planning specialist, Nyles Gentz, for an informative event especially for retirees and those retiring soon. You will learn some of the very latest retirement planning strategies to help you protect your assets, potentially pay less in taxes and take control of your financial future – even in these uncertain times.

Event Details

Coyote Moon
480 55th Ave SESt. Cloud, MN 56304

Event Options:

– Coyote Moon Grille on August 17 at 6:00 p.m.

Join us for a complimentary meal and special presentation at Coyote Moon while we discuss the following important topics for those in or nearing retirement:

What we’ll cover:

  • How to protect yourself against future drops in the market without completely sacrificing the chance to grow your money now.
  • Some of the biggest risks to a stable retirement – and how to overcome them.
  • Traditional protected strategies for retirement savings such as money-market funds, government bonds and CDs are yielding after-tax returns barely above inflation. You’ll discover better options
  • America is experiencing one of the greatest inflationary periods in our nation’s history. We are living in an unstable financial time⁴ and the biggest risk right now could be doing nothing.
  • Why your IRA/401(k) could be a potential tax problem – and what options you have available.
  • Making the right choices with your Social Security Benefits. The difference could be an additional $100,000 – $300,000.²
  • Bonus Topic: How could the new tax reform bill impact your bottom line and your retirement nest egg?³

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for workshop confirmation purposes. Seating is limited. A complimentary meal will be served. Nothing will be sold and there is no charge to attend!


Why attend?

This workshop combines two empowering elements:

Professional Insight

Live instruction from knowledgeable professionals, in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current retirement income plan.

Exclusive Offer

Every attendee will receive a complimentary copy of the bestselling book, “Sowing the Seeds of Retirement.” This guide will help consumers understand the options available to preserve their retirement savings in order to enjoy a satisfying and comfortable harvest, doing the things you choose. Nyles believes when you’ve worked so hard, you want your money to last.

Nyles Gentz

Meet Your Host

Nyles R. Gentz | President of Gentz Financial

Since 1980, Nyles has been helping individuals and families make better investment and insurance decisions that assist with the financial growth and preservation of their retirement savings.


As Founder of Gentz Financial, Nyles is committed to helping Minnesotans with their retirement income planning. He strives to build lifelong relationships with clients by asking questions and truly listening so he can understand each unique, individual situation.


Nyles is a popular and prominent public speaker. His informative seminars and insurance sales presentations have shown hundreds of area residents how to avoid unnecessary taxes on Social Security and IRAs/401(k)s, as well as how to protect and preserve their retirement savings, Nyles also hosts a weekly retirement-focused radio show in the St. Cloud area on KNSI 99.3 FM, “Planning for lifetime income with Gentz Financial Services.”


He is a member of The Better Business Bureau. Nyles has been involved in many organizations, including past Head Elder at St. John’s Lutheran Church in Buffalo, past President and board member of Let’s Go Fishing with Seniors Buffalo Chapter, and past board member of the Buffalo Hospital Foundation.


Nyles and his wife, Helane, are long-time residents of Buffalo and live on a hobby farm near Buffalo Lake. They have four children and seven grandchildren. In his free time, Nyles enjoys traveling, hunting, fishing, collecting John Deere memorabilia, and any other activity that allows him to spend more time with his family.


Wednesday mornings at 8 a.m. or catch the rebroadcast Saturdays at 2 p.m. & Sundays at 9 a.m.

Listen to Nyles speak LIVE regarding current retirement topics!

Thursday mornings at 10:30 a.m. or catch the rebroadcast Sundays at noon.

© 2022 Your Retirement Reality | Privacy Policy


¹ https://www.schwab.com/learn/story/market-volatility

² https://www.ssa.gov/oact/quickcalc/early_late.html

³ https://www.usbank.com/investing/financial-perspectives/market-news/how-bidens-income-tax-policy-changes-could-affect-you.html

⁴ https://www.cnbc.com/2022/07/13/economist-no-relief-in-sight-as-inflation-increases-most-since-1981.html

Securities and investment advisory services offered through Woodbury Financial Services, Inc. (WFS), member FINRA/SIPC. WFS is separately owned and other entities and/or marketing names, products or services references here are independent of WFS. Gentz Financial Services Insurance License No: 20040557. Working with an advisor who is a Better Business Bureau member cannot guarantee investment success or that financial goals will be achieved. Advisors who participate in this program pay a fee for accreditation review/monitoring. The Better Business Bureau is not affiliated with or endorsed by WFS. WFS does not provide tax or legal advice.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.