Westminster, CO | Retirement Dinner | June 2026 | ARE-20457

Complimentary Dinner at The Old Spaghetti Factory in Westminster, CO

Retirement is Within Reach

Strategies to Help Maximize Your Income, Reduce Taxes and Retire Confidently

Event Details

The Old Spaghetti Factory
9145 Sheridan Blvd
Westminster, CO 80031

Event Options:

– Tuesday, June 2 at 6:00 p.m.

Seating is limited. A complimentary meal will be served. There is no charge to attend!

MENU
Starter
Crisp salad with creamy pesto dressing

Main Dish Options
Chicken Marsala: A freshly seasoned breast of tender chicken with a mushroom and marsala wine sauce serviced with spaghetti
Italian Sausage: Zesty sausage served with our rich meat sauce served over spaghetti

Dessert
Vanilla ice cream

Event Details

The Old Spaghetti Factory
9145 Sheridan Blvd
Westminster, CO 80031

Event Options:

– Tuesday, June 2 at 6:00 p.m.

MENU
Starter
Crisp salad with creamy pesto dressing

Main Dish Options
Chicken Marsala: A freshly seasoned breast of tender chicken with a mushroom and marsala wine sauce
Italian Sausage: Zesty sausage served with our rich meat sauce served over spaghetti

Dessert
Vanilla ice cream

Seating is limited. A complimentary meal will be served. There is no charge to attend!

Do you have a strategy to help maximize your income in retirement and avoid outliving your savings? Join us for a complimentary meal and special presentation at The Old Spaghetti Factory while we discuss the following important topics for those in or nearing retirement:

How evolving tax laws and inflation could impact your retirement income plan in 2026.
Why today’s current economic environment may be one of the most challenging to retire and what to do about it.
The impact that recent changes to tax laws, market volatility and rising inflation may have on your retirement income.
How you may be able to create guaranteed income in retirement and protect your savings from market volatility.*
Steps to help you reduce one of the biggest concerns of many Baby Boomers—running out of money in retirement.
Social Security timing and claiming strategies to help maximize your benefits.
Planning for rising health care premiums that may cost the average retiree tens of thousands of dollars in retirement.
How to help preserve your assets to create a lasting legacy for your loved ones.
Understanding potential risks that may disrupt your retirement and how you may be able to avoid them.
And MUCH more!

No cost, no obligation

Licensed professionals

Informational event only

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Do you have a retirement income strategy in place?
Don’t miss this information-packed event!

Days

Hours

Minutes

Seconds

Why attend?

This presentation combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a no-cost retirement snapshot analysis for your current retirement income plan.

Meet Your Host

Joe Harl, Partner & Lead Financial Advisor | The Guardian Group

Joe grew up in a small town in Western Oklahoma from modest means, an experience that shaped his view of money and security. As Partner and Lead Financial Advisor with The Guardian Group, he takes a holistic approach to retirement planning, helping clients prepare for life’s uncertainties with confidence. Recognized industry-wide — 2023 Marquis Who’s Who for Financial Advisors, C1W Top Advisor Firm, F&G Top Producer, and Guardian was named 2025 Lakewood Best of the Best — Joe is also a committed financial literacy educator.

Joe’s philosophy is straightforward: retirement planning should eliminate uncertainty, not create it. He is committed to guiding clients toward their ideal retirement with confidence and clarity—removing the barriers that stand between where they are today and where they want to be. At Guardian Group, that means helping people create a retirement that’s filled with MORE—more confidence, more clarity, and more of what matters most—so they can move forward with greater peace of mind and purpose.

He specializes in working with pre- and post-retirees, their families, and business owners to identify financial efficiencies that help reduce taxes, enhance portfolio performance, and create more long-term wealth. His planning process is comprehensive and highly personalized, built on the belief that retirement is about more than saving—it’s about turning assets into reliable income and creating a retirement filled with more confidence, more clarity, and more of what matters most. Rather than focusing only on returns, he helps clients plan holistically around lifestyle, protection, taxes, and legacy, so they can move forward with greater confidence and less uncertainty. This includes retirement income strategies, investment planning, legacy planning, healthcare planning, and tax minimization—supported by technology that provides real-time visibility into their financial future and a tailored investment approach aligned with their goals.

Investment advisory services offered through CreativeOne Wealth, LLC a Registered Investment Adviser. CreativeOne Wealth, LLC, The Guardian Group, and Your Retirement Reality are not affiliated. Licensed Insurance Professional.

Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. This presentation is for informational purposes only and is not intended to be financial, legal or tax advice. We recommend that you seek professional legal advice for applicability to your personal situation.

By providing your information and/or attending this event, you give consent to be contacted about a discussion of life insurance and annuities or a possible advisory relationship. Attend and learn how insurance or investment products can be used in various stages of retirement planning.

The presenter can provide information, but not specific advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.

Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products.