Complimentary Event at Yorba Linda Public Library in Yorba Linda, CA

Social Security: The Basics You Need to Know to Maximize Your Benefits

Strategies To Maximize Your Income & Reduce Your Taxation in Retirement

*This event is not sponsored by or affiliated with the Yorba Linda Public Library.

Event Details

Yorba Linda Public Library
4852 Lakeview AveYorba Linda, CA 92886

Event Options:

– Yorba Linda Public Library on May 20 at 6:30 p.m.

– Yorba Linda Public Library on May 21 at 6:30 p.m.

Seating is limited. There is no charge to attend!

Do you have a plan to help maximize your Social Security benefits and minimize your taxes? Social Security may be your largest source of income in retirement while taxes may be your largest expense. Not properly planning for both can lead to less income in retirement. Join us for a special event at Yorba Linda Public Library where we will discuss the following important topics:

  • What’s new and changing for Social Security¹ and taxes² in 2024.
  • The changing financial landscape for those approaching retirement.
  • The impact that proposed changes to tax laws, market volatility, high interest rates and rising inflation may have on your retirement income.²
  • Why taxes can be one of your biggest retirement expenses without a proper plan in place.
  • Immediate, actionable steps to protect your savings from heavy, unnecessary “retirement taxes.”
  • How Social Security Benefits relate to, and affect, your taxes in retirement and how to avoid excessive taxation.
  • Little-known claiming strategies, common mistakes to avoid and planning techniques to help you maximize your Social Security benefits.
  • How you can create tax-free retirement income and potentially lower your tax bracket in retirement.
  • Planning for longevity, inflation, and future tax increases to ensure you won’t OUTLIVE your money in retirement.
  • And MUCH more!

Privacy Policy: All information provided is secure and confidential. Please provide valid email and phone number for seminar confirmation purposes. Seating is limited. There is no charge to attend!

Do you have a strategy to maximize your Social Security benefits?
Don’t miss this information-packed event!

Why attend?

This presentation combines two empowering elements:

Professional Insight

Live instruction from knowledgeable financial professionals in an engaging, easy-to-understand format.

Actionable Next Steps

An opportunity to receive a complimentary retirement snapshot analysis for your current plan that will help you understand the best time to take Social Security.

Claiming Your Social Security Benefits at the Wrong Age May Reduce Your Benefits By 57%³

Social Security is one of the most valuable and least understood benefits available to retirees today. Failing to maximize your benefits could potentially leave tens of thousands of dollars on the table.

Join us for an enlightening presentation to learn about the latest strategies to help ensure you’re optimizing your Social Security strategy in conjunction with your overall retirement income and tax strategy. We’ll also talk about strategies to help protect your assets from the impact of market volatility so you don’t outlive your retirement savings.

CA License #: 0H61003

Meet Your Host

Bradley Shammas, CFP®, CPFA, Founder | IWM Financial
I’ve worked in the finance industry since 2009. That wasn’t the best time to start a career in banking and finance, but I loved it.

I choose to spend my time not just on investments, which is particularly important when investing in retirement, but spending my time talking about financial planning. Discussing how to reach dreams and goals, spending time with kids, with grandkids, and traveling in retirement. The investment side is important, but how we use those investments in life is more important.

In 2016, I launched Intentional Wealth Management, IWM Financial, with the goal to “Plan First, and Invest Second”.

We work out of Orange County and Riverside.

We work on retirement planning and retirement plans.

We help our clients plan around taxes, plan for income, and plan to retire with clarity and confidence.

We value the Certified Financial Planner™ designation and CFP® marks.

We volunteer and support the Financial Planning Association.

We proudly have faith-based financial planning roots.

When I’m not serving retirement plans, I spend my time with my beautiful wife and kids (Penelope and Alexander) in our home city of Riverside.

© 2024 Your Retirement Reality | Privacy Policy





Securities and Advisory Services are offered through CreativeOne Securities, LLC Member FINRA/SIPC,? and an Investment Advisor. IWM Financial, Inc. and CreativeOne Securities, LLC are not affiliated.

The information contained herein is based on our understanding of current tax law. The tax and legislative information may be subject to change and different interpretations. We recommend that you seek professional legal advice for applicability to your personal situation.


By providing your information, you give consent to be contacted about the possible sale of an insurance or annuity product. Licensed Insurance Professional. Attend and learn how annuities and life insurance can be used in various stages of planning for retirement income. This presentation is not intended to be legal or tax advice. The presenter can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The presenter may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. Investing involves risk, including possible loss of principal. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. We are not affiliated with any government agency. For more information, please consult a local Social Security Administration office, or visit